European venture capital funds more than double

first_img Share European venture capital funds more than double by Taboolaby TaboolaSponsored LinksSponsored LinksPromoted LinksPromoted LinksYou May LikeMisterStoryWoman Files For Divorce After Seeing This Photo – Can You See Why?MisterStoryTotal PastThe Ingenious Reason There Are No Mosquitoes At Disney WorldTotal PastMoneyPailShe Was Famous, Now She Works In {State}MoneyPailSerendipity TimesInside Coco Chanel’s Eerily Abandoned Mansion Frozen In TimeSerendipity TimesDrivepedia20 Of The Most Underrated Vintage CarsDrivepediaPeople TodayNewborn’s Strange Behavior Troubles Mom, 40 Years Later She Finds The Reason Behind ItPeople TodayZen HeraldThe Truth About Why ’40s Actor John Wayne Didn’t Serve In WWII Has Come To LightZen HeraldBetterBeDrones Capture Images No One Was Suppose to SeeBetterBeElite HeraldExperts Discover Girl Born From Two Different SpeciesElite Herald whatsapp Show Comments ▼ More From Our Partners Police Capture Elusive Tiger Poacher After 20 Years of Pursuing the Huntergoodnewsnetwork.orgFlorida woman allegedly crashes children’s birthday party, rapes teennypost.comBrave 7-Year-old Boy Swims an Hour to Rescue His Dad and Little Sistergoodnewsnetwork.orgSupermodel Anne Vyalitsyna claims income drop, pushes for child supportnypost.comNative American Tribe Gets Back Sacred Island Taken 160 Years Agogoodnewsnetwork.orgWhy people are finding dryer sheets in their mailboxesnypost.comA ProPublica investigation has caused outrage in the U.S. this weekvaluewalk.comRussell Wilson, AOC among many voicing support for Naomi Osakacbsnews.comAstounding Fossil Discovery in California After Man Looks center_img whatsapp Wednesday 30 March 2011 8:12 pm KCS-content MORE than double the number of European-focused venture capital funds are raising capital this year than last year, research firm Preqin has said.There are now a total of 89 funds, looking to raise $13.8bn (£8.6bn). Last year, 34 European-focused venture funds closed on $5.8bn, Preqin found.Meanwhile, strong equity markets saw fund sales hit a record for North America last month, the Investment Management Association (IMA) said yesterday.Net retail sales for the North American sector reached £222m, the IMA revealedTotal net retail sales sprung back strongly to £1.9bn, after January’s total of £900m. February’s figure matches the monthly average of £1.9bn for the previous 12 months, and is £300m higher on the same time last year.“Equities were again the highest selling asset class in February, led by funds investing in overseas equities,” said IMA director of markets Jane Lowe. She added: “The top three selling equity sectors were the global, North America and Japan sectors.”With net retail sales of £272m, the sterling strategic bond sector was the highest selling during February.Total funds under management in February came in at £575.9bn. Tags: NULLlast_img read more

Linkage Assurance Plc ( Q12015 Interim Report

first_imgLinkage Assurance Plc ( listed on the Nigerian Stock Exchange under the Insurance sector has released it’s 2015 interim results for the first quarter.For more information about Linkage Assurance Plc ( reports, abridged reports, interim earnings results and earnings presentations, visit the Linkage Assurance Plc ( company page on AfricanFinancials.Document: Linkage Assurance Plc (  2015 interim results for the first quarter.Company ProfileLinkage Assurance Plc is a non-life insurance business in Nigeria licensed to underwrite numerous insurance classes including business, marine and motor insurance. Business insurance classes include automobiles, property, general accident, liability group, compulsory insurances, oil and gas, marine and aviation and engineering. Retail and direct insurance includes motor plans, estate insurance plans, citadel shield plans, shop comprehensive plans and event insurance. Linkage Assurance Plc merged with Central Insurance Company Limited in 2007 as part of the recapitilisation and consolidation reforms of the National Insurance Commission (NAICOM). The company’s head office is in Lagos, Nigeria. Linkage Assurance Plc is listed on the Nigerian Stock Exchangelast_img read more

I’d buy these 2 FTSE 100 stocks for growth in an ISA

first_imgSimply click below to discover how you can take advantage of this. Harvey Jones | Saturday, 13th February, 2021 | More on: AHT JD Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Enter Your Email Address I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. “This Stock Could Be Like Buying Amazon in 1997” Image source: Getty Images. Harvey Jones has no position in any of the shares mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors.center_img Our 6 ‘Best Buys Now’ Shares Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. I love buying FTSE 100 stocks for growth. It’s hugely satisfying looking at a stock pick that has doubled or tripled in value, and thinking: I got that one right.Here I’m picking out two FTSE 100 stocks with momentum on their side. Although both are now too big to continue rising at the same speed, I still think there’s more growth to come.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…JD Sports Fashion (LSE: JD) has delivered a total return of 1,830% measured over 10 years, way more than most FTSE 100 stocks, according to AJ Bell. The vast majority of this, 1,800%, came from share price growth. It would have turned £10,000 into £193,000 in that time.I’m going for growthLately though, the JD Sports share price has stalled. It has fallen 7% over the last 12 turbulent months, although this is better than an average drop of 12% across all FTSE 100 stocks.I actually think this could be a buying opportunity for me. Last month, JD Sports said full-year pre-tax profit should be “significantly” ahead of market expectations, coming in at more than £400m, rather than the anticipated £295m. Despite lockdowns and shuttered stores, Britons still demand their trainers and athleisure wear.The JD Sports Fashion share price could rebound if vaccines liberate us from lockdown, and shoppers go on a spree with their accumulated savings. My worry is that its customer base, which is relatively young, will be disproportionately hit by job losses. This FTSE 100 stock is also a little expensive, trading at 23.71 times earnings, although not that expensive. With management raising £464m to hit the acquisition trail, I think the future looks promising.I am not expecting another 1,830% growth over the next decade, even if we do enjoy another ‘roaring twenties’ as some claim. That would lift the JD Sports market cap from today’s £8.46bn to an unthinkable £163bn! It’s a big boy now, but I think it still has room to expand overseas.Only one FTSE 100 stock has grown faster over the last decade, and that’s construction equipment rental supplier Ashtead Group (LSE: AHT). It has been helped by the strong US economy, where it generates the majority of its revenues.Over the last decade, Ashtead has generated a total return of 2,170%, turning £10,000 into £227,000, beating all other FTSE 100 stocks, AJ Bell says. Of that, all but 2,050% came from share price growth, because again, investors get only a measly dividend. I doubt they are complaining.Two of my favourite FTSE 100 stocksIn contrast to JD Sports, Ashtead has powered on during the pandemic, its share price trading an incredible 45% higher than a year ago. That also makes it a little expensive, at 22.3 times earnings, but again, not that expensive.I think the Ashtead share price could enjoy another lift, as President Biden pushes through his $1.9trn American Rescue Plan. My concern is that Ashtead has cut its capital expenditure lately, and that could hit future returns. The other is that the pandemic will persist, but as we have seen, Ashtead may weather that better than many FTSE 100 stocks.I’d buy both inside a Stocks and Shares ISA and take that growth tax-free. See all posts by Harvey Jones I’d buy these 2 FTSE 100 stocks for growth in an ISA I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool.last_img read more

Suurupi House extension / Arhitektid Muru & Pere

first_img “COPY” ShareFacebookTwitterPinterestWhatsappMailOr Clipboard Projects Year:  Suurupi House extension / Arhitektid Muru & Pere ShareFacebookTwitterPinterestWhatsappMailOr Clipboard Houses Photographs:  Tarvo VarresText description provided by the architects. Bit by bit have extra rooms been added to the one-storey private house, designed in 1998 and built in 1999. In the first phase the house was a simple wooden “matchbox” which had to satisfy the humble needs of a young family with children, one of which being a sustainable building. Save this picture!first floor planThe family grew, the children got older and the living space had to be enlarged; firstly the terrace was added as an extension of the living room, then after a couple of years the need to store things rose and an economy room had to be built, and again after a few years the thought of increasing comfort came up and the outside pool was added, and then, during 2008-9, also another floor with sauna and relaxing room. Save this picture!© Tarvo VarresThe modest “matchbox” has been made bigger in time, the drawer was stretched out further and further until it came out of the box and could be placed, crosswise, on top as a first floor and could be covered with tangled matches. Save this picture!© Tarvo VarresThat is how the first floor looks: a box covered with crisscrossed sticks which resembles an angular bird’s nest, a ball of hay that is pressed together, a tangle of boards, all of which glows in the dark.Save this picture!elevations 02Project gallerySee allShow lessEuropan 10 ResultsArticlesBungoma Housing Project / Samantha Kollmeyer + Kit KollmeyerArticles Share Area:  320 m² Year Completion year of this architecture project Architects: Arhitektid Muru & Pere Area Area of this architecture project CopyHouses, Refurbishment•Tallinn, Estonia Estonia Save this picture!© Tarvo Varres+ 26 Share 2009 Photographs Suurupi House extension / Arhitektid Muru & PereSave this projectSaveSuurupi House extension / Arhitektid Muru & Pere ArchDaily “COPY” CopyAbout this officeArhitektid Muru & PereOfficeFollowProductWood#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesRefurbishmentDabasTallinnWoodRefurbishmentHouses3D ModelingEstoniaPublished on January 19, 2010Cite: “Suurupi House extension / Arhitektid Muru & Pere” 19 Jan 2010. ArchDaily. Accessed 12 Jun 2021. ISSN 0719-8884Read commentsBrowse the CatalogSinkshansgroheBathroom Mixers – Talis SVinyl Walls3MExterior Vinyl Finish – DI-NOC™ Solid ColorPartitionsSkyfoldRetractable Walls – Stepped & Sloped SpacesDining tablesZeitraumWood Table – TautBathroom AccessoriesBradley Corporation USARoll Towel Dispenser – Electronic TouchlessWoodLunawoodThermowood FacadesAluminium CompositesSculptformClick-on Battens in Victoria GardensMetal PanelsLongboard®Metal Ceilings – DauntlessWoodStructureCraftEngineering – Mass TimberPanels / Prefabricated AssembliesULMA Architectural SolutionsPerforated Facade PanelFiber Cements / CementsDuctal®Rainscreen Cladding Panels for Lightweight Facades in Apartment BlockBricksAcme BrickModular Size BrickMore products »Read commentsSave想阅读文章的中文版本吗?Suurupi住宅扩建项目 / Arhitektid Muru & Pere是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my streamlast_img read more

L House / TSC Architects

first_imgArchitects: TSC Architects Area Area of this architecture project ShareFacebookTwitterPinterestWhatsappMailOr Clipboard Houses Year:  L House / TSC Architects CopyHouses•Gifu, Japan Japan Photographs:  Masato Kawano Manufacturers Brands with products used in this architecture project Save this picture!© Masato Kawano+ 20Curated by Hana Abdel Share Manufacturers: Aica, ADVAN, IOC Flooring, Jw-CAD, KITCHEN MINDArchitect In Charge:Yoshiaki TanakaDesign Team:TSC ArchitectsCity:GifuCountry:JapanMore SpecsLess SpecsSave this picture!© Masato KawanoRecommended ProductsUrban ShadingPunto DesignPavilion – CUBEResidential ApplicationsFastmount®Heavy Duty Panel Fastener at ‘Sandboxes’ HouseWindowsC.R. LaurenceCRL-U.S. Aluminum Unit-Glaze SystemMetallicsTECU®Copper Surface – Classic CoatedText description provided by the architects. This house is located next to the intersection along the main road in Toki City, Gifu Prefecture. We thought to acquire diverse living space by connecting boxes of various heights to the L type with respect to the L-shaped site. In thinking about design, we are gaining ideas from property and locality of the site.Save this picture!© Masato KawanoSave this picture!First Floor PlanSave this picture!© Masato KawanoThe land was felt to be a consideration to consider such as the shape and orientation of the L-shaped site (North of the L-shaped north), the shadow from the neighbor, the sight line, the traffic volume, and so on. Since there was a lot of traffic on the northeast side road, we had to pay attention to noise and privacy, so we set back from the road surface and set an open garden at the corner of the intersection to make a buffer zone. This building is placed in the L shape to check the shadows from the southern neighbor and avoid the most shadowing position.Save this picture!© Masato KawanoSave this picture!Elevation 02Save this picture!© Masato KawanoThis “L type” is able to create a garden that escaped from the hustle and bustle of the road, and is conscious of being positively connected to the external space. The flow line of the family faces the garden and it is L letter, and a series of boxes appear in appearance by connecting the place of various height there. The approach space on the road side with less traffic volume is a covered gated and it can be used as a place to be used for many purposes (barbecue, children’s playground, rainy day parking). This approach space also fulfills the role of connecting the garden and the house to the city.Save this picture!© Masato KawanoProject gallerySee allShow lessPower Wing Parking / Openbox Architects + Openbox GroupSelected ProjectsRanran Shop / Studio SuidoSelected Projects Share Area:  171 m² Year Completion year of this architecture project center_img ArchDaily L House / TSC ArchitectsSave this projectSaveL House / TSC Architects 2016 Photographs “COPY” “COPY” ShareFacebookTwitterPinterestWhatsappMailOr Clipboard Projects CopyAbout this officeTSC ArchitectsOfficeFollow#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesGifuOn FacebookJapanPublished on July 31, 2020Cite: “L House / TSC Architects” 30 Jul 2020. ArchDaily. Accessed 10 Jun 2021. ISSN 0719-8884Browse the CatalogAluminium CompositesTechnowoodHow to Design a Façade with AluProfile Vertical ProfilesGlassMitrexSolar GreenhouseMetal PanelsAurubisOxidized Copper: Nordic BrownDoorsEGGERWood Laminate Doors in Molecular Plant Science InstituteStonesCosentinoSurfaces – Silestone® Nebula SeriesWall / Ceiling LightsLouis PoulsenLamp – LP RiplsWood Boards / HPL PanelsBruagRoom Dividers – Partition Wall MDFStonesNeolithSintered Stone – Mar del PlataWindowspanoramah!®ah! SecurityPanels / Prefabricated AssembliesULMA Architectural SolutionsMIS Facade PanelCarpetsFabromont AGTextile Floor Covering – Orbital® 07 COLORpunkt®LightsNorka lightingLuminaire – BelfastMore products »Save想阅读文章的中文版本吗?日本L型别墅 / TSC Architects是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my streamlast_img read more

Click-to-give-for-free site works harder

Earlier this month UK Fundraising’s Howard Lake commented on the lack of genuine relationship fundraising that was behind the proliferation of click-to-give-for-free Web sites. However, the second incarnation of one of these sites shows how this model can become a better fundraising tool.Read UK Fundraising’s report on the Second Race for the Rainforest. AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Howard Lake | 27 April 2000 | News Advertisement Click-to-give-for-free site works harder About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of Researching massive growth in giving.  15 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis read more

mm02 launches its first corporate responsibility report

first_img  22 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Mobile operator mmo2 is today launching its first Corporate Responsibility report.The report is entitled ‘What mobile can do’ because mm02 “firmly believes that our mobile services can help to tackle real social needs.” The report describes how the company’s mobile services are addressing social issuesranging from improving the diagnosis of asthma, and supporting cattle breeding,to saving lives during extreme weather conditions. It also details how the companyis performing in the marketplace, together with secions on the health, environment andsustainability, workplace and community aspects of the business. Advertisement Tagged with: Digital mm02 launches its first corporate responsibility report AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Howard Lake | 7 July 2003 | News About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of Researching massive growth in giving.last_img read more

What we’re reading: The rules don’t apply to some

first_imgFacebook Don’t have a ride to the polls? No problem. Abortion access threatened as restrictive bills make their way through Texas Legislature Katie Carter Katie Carter Cruz holds off O’Rourke to keep Senate seat Katie Carter Previous article‘L.E.S.S. is more’: New TCU Alert messages to be more conciseNext articleThree Horned Frogs receive postseason All-Big 12 honors Katie Carter RELATED ARTICLESMORE FROM AUTHOR Katie Carter What we’re reading: Former Vice President dies at 93, Chad President killed on frontlines printWe’re back and we’re reading – everything from the “New York Times” to the “Washington Post.” We’re trying to help you keep up with the rapid pace of politics and everyday news. Today, we’ve got the results of the Mississippi runoff, an update on Ivanka Trump’s email scandal, and rising markets.Above the lawIvanka Trump said there is “no equivalency” between her use of a personal email account and Hillary Clinton’s Wednesday.Last week Ms. Trump was found to have been using her personal email account for government business.While secretary of state, Clinton stored classified information on a private server and used her private account for government work.During the 2016 presidential election President Donald Trump criticized Clinton for her use of a personal server.Mr. Trump has defended his daughter, noting that there are historical record of all her emails at the White House.The markets are jumpingAfter a speech by the Federal Reserve chairman Jerome Powell, stocks rose.Powell said the central bank “could be closer than expected to ending its current push to lift interest rates.”According to the New York Times, investors may be reading too much into Powell’s comments.Shortly after Powell’s remarks were published S&P 500 rose “sharply.”The 600 point surge erases the November losses.Midterm season has come to a closeRepublican Sen. Cindy Hype-Smith will win Mississippi’s U.S. Senate runoff election, according to CNN.Hyde-Smith will defeat Democratic challenger Mike Espy, a former congressman.This victory will make Hyde-Smith the first woman ever elected to Congress from Mississippi.The Democrats will hold 47 seats and Republicans will hold 53 seats in the U.S. Senate come January.Hyde-Smith will finish out the last two years of former Sen. Thad Cochran’s term. She will have to run again in 2020 to serve a full six-year term.There might be a government shutdown upon usHouse Republican leaders pressed Democrats to support President Donal Trump’s request for $5 million to fund the border wall.According to CBS News, Congress must pass several spending bills in order to avoid a partial government shutdown.Congress has to act on seven spending bills by Dec. 7. Five of the 12 annual spending bills have already been passed by the House and the Senate.Rep. Kevin McCarthy hopes that Democrats can “put politics aside” and solve the immigration “problem once and for all.”Pelosi wins nomination for House speakerHouse Democrats voted to nominate Rep. Nancy Pelosi (D-Calif.) as Speaker of the House in a 203-32 vote.Pelosi was running uncontested.According to The Hill, the 32 votes against her were fewer than the 63 in 2016 when Rep. Time Ryan (D-Ohio) ran against Pelosi.During the first week of January the full House will meet to choose the Speaker in a public vote requiring a majority of the entire voting chamber.Where’d the money come from?Newley released tax records show that more than $79 million were donated to a liberal nonprofit during President Donal Trump’s first year in office, according to ABC News.The donors chose to remain anonymous.This money helped fuel opposition to Judge Brett Kavanaugh’s nomination to the Supreme Court.The contributions in 2017 represent a near $50 million increase from the $21 million donated in 2016 when President Barack Obama was still in office.That’s all we have for today. Check back tomorrow for more. Linkedin + posts Facebook Katie is a senior journalism major with a political science minor from Lake Oswego, Oregon. When she is not in class or reporting you can find her watching college football, coaching Special Olympics or giving a campus tour. Katie Carter What we’re reading: The results are in ReddIt Ivanka Trump speaks during the “Our Pledge to America’s Workers” event with her father President Donald Trump in the State Dining Room of the White House, Wednesday, Oct. 31, 2018, in Washington. (AP Photo/Evan Vucci) What we’re reading: Chauvin found guilty in Floyd case, Xi to attend Biden’s climate change summit Linkedin Twitter ReddIt Twitter What we’re reading: Now he wants a tourlast_img read more

U Thar Ban freed after seven years in prison

first_img Reporters Without Borders today welcomed the release from prison of 67-year-old journalist and political activist U Thar Ban, detained for more than seven years for helping a university student write about Burma’s student movement, but said it was “very concerned” about the physical and mental health of at least 10 other journalists in jail in Burma. Follow the news on Myanmar to go further News News US journalist held in Yangon prison notorious for torture Receive email alerts News Help by sharing this information RSF_en News July 20, 2004 – Updated on January 20, 2016 U Thar Ban freed after seven years in prison Organisation RSF asks Germany to let Myanmar journalist Mratt Kyaw Thu apply for asylum Thai premier, UN rapporteurs asked to prevent journalists being returned to Myanmar Reporters Without Borders today welcomed the release from prison of 67-year-old journalist and political activist U Thar Ban, detained for more than seven years for helping a university student write about Burma’s student movement, but said it was “very concerned” about the physical and mental health of at least 10 other journalists in jail in Burma. In a joint statement with the Burma Media Association, it regretted he had not been freed earlier. He was released on 12 July from Rangoon’s Isein prison, four months after his sentence had been completed. A lawyer and former staff member of the government paper Kyemon (The Mirror), he has spent 12 of the past 14 years in jail.. He was imprisoned from 1990 to 1995 for his involvement in the United Nationalities’ League for Democracy (UNLD), which is linked to the opposition National League for Democracy.He was held for several years in a prison in Kale, in his native northwestern state of Arakan, and has trouble walking and seeing. Requests to see an eye-doctor were refused. His health sharply deteriorated in 1999 but he was not allowed to go to hospital. Reporters Without Borders and the Burma Media Association have criticised what they call a “criminal and deliberate policy” by the authorities of allowing prisoners’ health to worsen. At least 72 political prisoners have died in the country’s jails in the last 25 years.U Thar Ban worked on Kyemon from 1962 to 1978 and with various independent magazines from 1986 and 1990. He was arrested in March 1997 and accused of helping a student write articles and a book about the Burmese student movement. Thirty-one other people were arrested in the case. MyanmarAsia – Pacific May 31, 2021 Find out more May 26, 2021 Find out more MyanmarAsia – Pacific May 12, 2021 Find out morelast_img read more

Choosing a Tech Savvy Insurance Vendor

first_img Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Share Save Choosing a Tech Savvy Insurance Vendor Related Articles Mohamed Elewa’s career at Proctor Financial began in 2001, when he served in the capacity of CFO and COO. Today, he serves in the role of EVP. Through his leadership, Elewa has championed for the investment of millions of dollars in state-of-the-art technology advancements to improve operational efficiencies and develop workflow solutions. Under his direction, Proctor Financial created proprietary technologies, such as IIM (Intelligent Insurance Manager) tracking system and Proctor’s Loss Draft Module. Elewa is committed to ensuring that Proctor continues to invest in technology, infrastructure, IT security, and tracking systems that strengthen client partnerships and improve the borrower experience. Data Provider Black Knight to Acquire Top of Mind 2 days ago The Best Markets For Residential Property Investors 2 days ago Home / Daily Dose / Choosing a Tech Savvy Insurance Vendor Servicers Navigate the Post-Pandemic World 2 days ago How does the vendor control change management?A healthy balance needs to exist between nimbleness and tight controls established to manage the change process when new industry regulations need to be implemented. A vendor’s technology team should use System Development LifeCycle tenets, processes, and standards which maintain a common code base and facilitate faster installation of common changes across clients. Seek a vendor with a proven record of implementing change requests quickly and smoothly. Responsiveness to the evolving mortgage servicing industry keeps a servicer in compliance and mitigates borrower harm. Demand Propels Home Prices Upward 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Is the tracking system designed to allow complete transparency?With a click, a servicer should be able to perform independent vendor management to ensure their lender-placed partner is performing. Every borrower touchpoint should be memorialized and accessible at any time–including insurance documents received, recorded borrower phone calls, notifications sent, transaction history, and claims documents such as adjustor’s reports. This transparency and access is especially vital when a servicer is audited. If housing all documents and notices on your own imaging platform is important, seek a vendor who can provide an export of documents in an indexed and usable format.In conclusion, select a lender-placed insurance vendor that has proven its financial investment and commitment to technology, infrastructure, IT security, and intelligent tracking system. A vendor that invests in technology is a partner that invests in its client relationships. Servicing Technology 2017-05-29 Mohamed Elewa May 29, 2017 1,196 Views center_img in Daily Dose, Featured, News, Technology Data Provider Black Knight to Acquire Top of Mind 2 days ago As third-party vendors continue to be an extension of the servicer, it’s imperative that a servicer selects a lender-placed insurance vendor that operates as a partner. There are various elements that should be considered when evaluating a lender-placed insurance partner, one of which is technology. Vendors that can effectively leverage technology can efficiently meet the changing needs and evolving regulations of the mortgage servicing industry. A vendor’s commitment to technology can ensure that servicers remain in compliance. Servicers should ask the following questions to evaluate a lender-placed insurance vendor’s commitment to investing in technology that supports the vendor’s infrastructure, IT security, and tracking system. Can the vendor demonstrate robust infrastructure technology to guarantee system uptime? Servicers need to assess a vendor’s investment in infrastructure technology that supports uptime of systems, networks, data centers, and facilities. Two primary objectives are to protect data and to continue operations without interruption of service. One of a vendor’s primary lines of defense is a firewall that protects for DDOS attacks, Malware, viruses, web filtering, and access lists to limit connectivity. In addition, firewall management includes consistent and timely application upgrades and updates to threat and antivirus signatures.Redundancy should be built into technology to prevent business disruption. This includes redundancy in power, servers, firewall, data storage, and internet service providers. A vendor should invest in an Uninterruptable Power Supply (UPS) with a generator that maintains the building, data center, and system uptime without skipping a beat. A strong disaster recovery program is essential. A vendor touches and updates valuable servicer data daily that in turn should be continually replicated throughout the day to a disaster recovery site. Seek a vendor that institutes a business continuity and disaster recovery plan that is tested annually and verified by an independent third-party auditor. Can a vendor prove its financial commitment to IT security measures? Financial investment is required to build an IT security and governance team that protects information and systems from unauthorized access, use, disclosure, disruption, modification, or destruction in order to preserve confidentiality, integrity, and availability of information systems to servicers.Look for a vendor that demonstrates competency in cyber security at the state and federal level. Competency can be measured by assessing the vendor’s cyber security policies and programs, which should include the following elements:Cyber security risk assessmentDedicated cyber risk governance and management teamIncident response planCyber resilienceFrequent penetration testing and vulnerability assessments contracted by a qualified independent firmStrong independent audits of the organization’s securityOngoing cyber security training for its teammates Seek a partnership where the vendor understands the importance of managing the potential risk that exists when confidential data is entrusted with a third party.  A vendor should approach the partnership with cooperation and a sense of urgency to comply with a servicer’s vendor management requests. Does the tracking system demonstrate investment in technology that prevents borrower harm?A servicer doesn’t need an insurance monitor. A servicer needs a vendor whose system is capable of identifying insurance exposures and intelligently correcting them with compliant lender-placed insurance practices. There are several questions a servicer can ask to identify how technology is leveraged to prevent non-compliance and borrower harm. Does the system include automated warnings, process stops, and control reporting to ensure accuracy and compliant results?  Systems that maintain data integrity and identify illogical data conditions should be incorporated into the technology solution. Even when electronic data interface (EDI) is fully leveraged for insurance invoice processing, human involvement is part of the process. Flags, stops, and integrated controls that help prevent duplicate or incorrect insurance disbursements offer optics and preventative measures against borrower impact.  Robust and timely control reporting is the key to demonstrating that systems and processes are delivering expected results. Controls around timely insurance mail processing and lender-placed insurance refunds are critical to a compliant solution. Servicers should seek partners with systems that can provide intelligent workflow management. Borrower harm is reduced when system rules are set to prioritize inbound insurance documents associated with borrowers currently in the lender-placed letter cycle or who have already been lender placed.Tools designed to prevent lender placement are also important to consider. An intuitive policy procurement system that allows the vendor to optimally manage communication to agents, carriers, and borrowers in order to obtain current insurance policy information should be an integral part of outsourced insurance solution. Preventing unnecessary lender placement is one part of the equation. However, when necessary, lender placement must occur. Lender-placed activities are highly regulated by federal and state laws and regulations. Fannie Mae, Freddie Mac, and other investors also have servicing guidelines that require adherence. The vendor’s technology should include tight controls related to notices, placement, cancellation, and refunds of lender-placed insurance, including the ability to evaluate adequate coverage and respond appropriately to changes in flood zones in order to keep the servicer in compliance. How is technology leveraged to minimize and manage consumer complaints? A consumer complaint tracking system that can produce reporting to the servicer is a minimum requirement that must be met. Servicers should expect their vendor to leverage additional tools designed to provide real-time speech analytics during borrower phone calls that can alert management to potentially escalating situations as they are developing. Post call surveys are another tool for a servicer to utilize for ongoing evaluation of the borrower experience. What technology solution does the vendor offer for monitoring repairs to a borrower’s property after an insurance claim is paid?  Efficient workflow and task tracking systems that keep funds flowing while maintaining required controls will dramatically improve the borrower’s experience throughout the claim process. Seek a vendor that developed a module to manage and monitor claims for preferred policies Servicers Navigate the Post-Pandemic World 2 days ago Previous: Tech Talks: How Technology is Shaping the Industry Next: Inconsistency in the Courts  Print This Post Tagged with: Servicing Technology The Best Markets For Residential Property Investors 2 days ago About Author: Mohamed Elewa Sign up for DS News Daily Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Demand Propels Home Prices Upward 2 days ago Subscribelast_img read more