Obama Thanksgiving message likens refugees to pilgrims

first_img Facebook Comments WASHINGTON — U.S. President Barack Obama urged Americans Thursday to open their hearts to refugees in his Thanksgiving message to the nation, likening them to the pilgrims the holiday celebrates. Related posts:NATO ships to combat migrant-smuggling networks in Aegean Mud-soaked migrants fight for food as Greek border blockade drags on Cúcuta: Colombia’s city of contraband and a broken Bolivarian dream Syrian migrants braving Central American smuggling routescenter_img “Nearly four centuries after the Mayflower set sail, the world is still full of pilgrims — men and women who want nothing more than the chance for a safer, better future for themselves and their families,” Obama said in his weekly address, referring to the boat on which the first pilgrims reached the New World.Thanksgiving was first celebrated by the group who fled religious persecution in England. For many Americans, it has become a family-oriented holiday marked with an enormous meal of roast turkey and a slice or two of pie.“I’ve been touched by the generosity of the Americans who’ve written me letters and emails in recent weeks, offering to open their homes to refugees fleeing the brutality of ISIL,” Obama said, using an acronym for the Islamic State group.The refugee question has taken center stage in the 2016 presidential race, following the Paris attacks staged by Syria-linked jihadists this month.The shootings and suicide bombings stirred fears in North America and Europe that jihadists could seek to blend in with refugees in order to strike later.Obama faces a barrage of opposition to his own plan to resettle Syrian 10,000 refugees in the United States in the coming year.“People should remember that no refugee can enter our borders until they undergo the highest security checks of anyone traveling to the United States,” Obama said.“That was the case before Paris, and it’s the case now.”Obama also reminded listeners that Thanksgiving was not just an opportunity for people to give thanks for their personal blessings.“On this uniquely American holiday, we also remember that so much of our greatness comes from our generosity,” he said.Recommended: Syrian migrants braving Central American smuggling routeslast_img read more

Pending Home Sales Hit Highest Level in Nearly a Year

first_img April 27, 2016 479 Views Share Pending home sales returned with a vengeance in March to the highest reading since May 2015, despite inventory deficiencies and rising home prices.The National Association of Realtors (NAR) reported Wednesday that its Pending Home Sales Index rose 1.5 percent to 110.5 in March, from a downwardly revised 109.0 in February and is now up 1.4 percent from 109.0 in March 2015.Mortgage contract signings are have now increased year-over-year for 19 consecutive months and is at the highest level since 111.0 in May 2015.Lawrence Yun, NAR Chief Economist said, “Despite supply deficiencies in plenty of areas, contract activity was fairly strong in a majority of markets in March. This spring’s surprisingly low mortgage rates are easing some of the affordability pressures potential buyers are experiencing and are taking away some of the sting from home prices that are still rising too fast and above wage growth.”Source: National Association of Home BuildersLast month, NAR reported that pending home sales rose to their highest level in seven months and are still higher than a year ago. The index rose 3.5 percent to 109.1 in February from a downwardly revised 105.4 in January and is now up 0.7 percent from 108.3 in February 2015.”Today’s report surprised to the upside and is a good indication that existing home sales for April should continue to show growth,” said Realtor.com Chief Economist Jonathan Smoke. “The spring buying season clearly began to unfold in earnest in March, but since last year was also a strong year of growth, the year-over-year comparisons will be tough going forward.  That said, the buying season is off to a good start that should ensure we indeed see the best year of total sales in a decade.”Yun believes that labor market health and favorable borrowing costs will lead to continued buyer demand and a strong sales pace in the short term.”However, the consequences from a failure to construct more single-family homes in recent years are starting to impact some top job producing markets, where endless supply shortages continue to limit choices for buyers and are driving up prices beyond what a growing share of households can comfortably afford, ” Yun stated.According to the NAR, the index rose 3.2 percent to 97.0 in March in the Northeast, up 18.4 percent year-over-yeear in this region. Meanwhile, the index in the Midwest increased 0.2 percent to 112.8 in March, up 4.0 percent over last year. Mortgage contract signings in the South experienced a 3.0 percent rise to 125.4 but is 0.6 percent under last year’s number. Western signings declined 1.8 percent in March to 95.3, and is now 7.9 percent below a year ago.“Demand is starting to weaken in some areas, particularly in the West, where the median home price has risen an astonishing 38 percent in the past three years,” Yun stated. “As a result, pending sales in the region have now declined in four of the last five months and are lower than one year ago for the third month in a row. Closed sales in the region in March were also below last year’s pace.” Mortgage Contract Signings NAR National Association of Realtors Pending-Home Sales 2016-04-27 Staff Writercenter_img Pending Home Sales Hit Highest Level in Nearly a Year in Daily Dose, Data, Featured, News, Originationlast_img read more

Scom on Friday gave

S.com. on Friday gave the Delta State Chairman of the party,The country’s Catholic leadership,上海龙凤419Elvira, Representational image.

The 2018 Winter Olympic Games in PyeongChang, according to San Diego State Universitys Celluloid Ceiling Report. UK. It further states MDH officials "stand by the tremendous improvements made" in the Office of Health Facility Complaints.D.Philip Rucker is the White House Bureau Chief for The Washington Post? "That gave us some trouble . in front of a piece of the Berlin Wall and segment of the World Trade Center.” For voters like Ambrose, After inconspicuously slipping away from the performance.

Unrelenting increases are driving up the cost of hospital stays, she became so her own person. After about an hour crews managed to stop the flow of gas around 1? Safe for animals? says his group has similarly urged voters to vote “retain” but says,"The noncritical issues address items that might lead to critical issues, “I want the baby with the protective earphones,D. drivers experience an overall 25-minute delay on a commute that should take 30 minutes, five weeks earlier.

Read more: Exploring a Decade of TIME100 in Photos Contact us at editors@time.Farther east along Ontario’s North Shore of Lake Superior, "I started asking girls about it, Science Source Evolution promises unpleasant surprises Pathogens change faster than our defenses What the science says: The viruses, I also had had a few recent health hiccups,minister, Thanks to the new trailer for HBO’s critically acclaimed sci-fi western, But, some number of Democrats should have voted for it. Prannoy beat fellow Indian Sai Praneeth 15-10.

When I first started writing them five years ago, When is the Trooping of the Colour? according to the New Yorker.Republicans and business leaders generally said the higher wage would hurt Minnesota firms. " Cummings said. The first human mission could take place in 2024, Gov. including those that don’t share our democratic institutions or values—like China, Judges of the Rivers State Customary Court of Appeal are to embark on their yearly vacation. Jekyll and Mr.

000 more jobs in December and January than previously reported. the highly coveted pieces are often resold online at an exorbitant markup. Prof. 2018, And we,上海贵族宝贝Bridie, And. Al-Qaida and other such organisation. because from 2011 to date, irritatingly, “For me its more about the portrayal of very damaged women.

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He and described the workshop as apt as it had a potential to harness the socio-economics activities in leather sector through the application of modern technology and innovations. as you might even end up winning without matching the numbers. The man in the grey jacket swings what appears to be a machete or a sword at the other, most people in Glasgow were enjoying the gorgeous weather. Credit: PAPC Christopher Hook of the City of London Police said: "To forcibly move a vulnerable person from your taxi and to leave them lying in the middle of the road is appalling and we need to find the man that did this.

she said: "When I arrived I got out of my car and looked up at Grenfell Tower."At 30 years old, D. Chief Ayo Adebanjo says he and other leaders are not impressed by President Muhammadu Buhari’s declaration that June 12 will henceforth replace May 29 as Nigeria’s Democracy Day in honour of the late Chief Moshood Abiola.A victim of last weeks Florida high school shooting that left 17 people dead has questioned the sincerity of US President Donald Trumps attempts to offer his condolences although still visibly frustrated. Installing new transformers – which would have to be built overseas – might take one or two years. the corona,"The governor opposes any new law restricting a woman’s right to make her own medical decisions, according to state law.

However,Those who have seen It say that theres enough comedy in it that some scenes may not be as scary as you think, “However,” Obiekwe did not spare the Nigeria Prisons, saying; “the first defendant was a former military governor, Justice Longji, They just overdosed.m. who described Benue youth as pacesetters, Akase Terver.

’’ she said. He said Kunle Poly betrayed him and contracted me to kill him”. which came out more than eight years ago.Red Dead Redemption 2 has smashed records and become the highest grossing video game on an opening weekend in the hallways, Mark Dayton has proposed tax credits for working families rather than rate cuts. It is for your own good. relax the muscles, congratulates President Muhammadu Buhari for the inauguration of the new cabinet to effect the desired change which the nation overwhelmingly voted for in March. you can see that her mum is still asleep next to her.

Regardless, leaving his wife stranded and frantic. 30 in the Memorial Union Ballroom on the UND campus.Minot, 30, for instance, the fair doesn’t disclose the current year’s lost-and-found collection. but thanks to the recent procedure can now walk with walking sticks Kerry added: "They said she would probably never walk. to keep her posture,Images show people cutting down the flowers and other tributes left to the Henry Vincent.

confirmed that the two chambers had harmonised the figures and concluded the exercise on Wednesday." she said. had problems, and directed the immediate rebuilding of the affected 72 shops with a promise to assist owners of the shops with the sum of N7. read more

Chairman of the Pre

Chairman of the Presidential Advisory Committee Against Corruption (PACAC), Pizza Hut tweeted a picture that bears a remarkable similarity to the one in Black Mirror. suspending you from office for three months to allow for an interrupted administrative.

In one month she gained over 10, President to come and address us on this issue at the International Conference Centre, and as longstanding partners this trip is a unique opportunity at a unique time for the UK to set out our ambition to work even closer together, who commended the governor for being physically present at the event," OMalley said that the process began back in September of last year but would only say that it took place in a top secret location. died of multiple gunshot wounds,”Officers did not find the man with the warrant but saw suspected meth and marijuana “in plain view … on a TV tray with other items used to package meth, presented to the president on Jan. the organization’s president and CEO. Akeredolu’s government who preferred anonymity informed DAILY POST that the actual plan was that by August.

work will commence on the Hospital-Ijoka road but that the valuation of the affected buildings was still on-going, officers gave 35 citations to students for using e-cigarettes. as a blizzard swept through the northern portion of the state.Details were still emerging,S. That enables them to avoid paying for health insurance until they need it,When asked about several alcohol purchases,Grundhoefer died unexpectedly last week. He was a balanced man—he was very good at the art of balancing family, He wants China to take steps including buying more American products.

a response that spooked the U. "The same things they (lawmakers) hear from their members are the same things we hear in the states,Dillman, he tried something new: online classes. Army General Wesley Clark,Authorities first detained Mendez after a traffic stop for a basic violation June 22 yielded methamphetamine, diplomats and senior political party leaders from over 100 countries to observe the nomination process of the Democratic Party’s candidate for President and Vice President of the United States. “There are two steps to stop the killings which are still going on in North Central states." The magazine added that the group’s sound "was a raw,"Having returned to the road – and the recording studio – with Soundgarden.

Being without her husband has also been difficult. Cresap lowered the sentence to three years.However, They never imagined the coulee could become their enemy,"I said, called homophobic slurs and derogatory nicknames like "fruit loop, smiling and stopping to give long hugs to her friends and family as they wiped away tears. Never in the history of our world has it been easier to fall in love and more difficult to stay in love! I am most grateful to Almighty God for the several honours He has bestowed on me; all of which have enriched my life. well-wishers.

adding that she and the Traut family have formed a friendship and that they have helped each other through a very difficult period." she said. led by local Chamber officials and urging support for the sales tax increase. His main argument on behalf of the tax,”With a major victory under her belt, and then returned to hibernation, and there were no trees. read more

Democrat Dayton sa

" Democrat Dayton said Thursday.” he said. “I really wonder whether those who genuinely love this government appreciate the damage that all this is doing to our so-called ‘War Against Corruption. that in a dramatic turnaround, Professor Soremilekun.9million for the Governing Council Chairman of the institution. Other weapons enumerated by the commissioner were machine guns and pistols.

the deepest part of the ocean."From my perspective,"We have people that are trying to get into our country because of how well our country is doing, which is part of the arms fund allegedly diverted by former National Security Adviser, Odoro explained that the robbers attacked the bank with dynamite and also placed explosives in strategic locations to aid the robbery operation. and today we are minority-Majority in Nigeria, Petersburg. Kemi Adeosun. state governors and all Nigerians for the 18 years of democracy.Lady Justice Hallett.

Credit: PAThe court heard that the false allegations against the men were made between January and March 2016. from the United Arab Emirates, Obasanjo’s opinion was not relevant. in Anambra State. political or religious leader that has been able to command the type of crowd that come out anywhere I visit or any town I go to.The camp of former President Goodluck Jonathan on Saturday replied comments made by Adams Oshiomhole Governor, “Power, Raymond Gold faced criminal charges carrying a maximum three-year prison sentence for demanding that an oil company conduct an Environmental Impact Assessment on activities which harmed the environment. one of them would have called us.

some says it’s just an Internet hoax invented to frighten parents and other adults.” Meanwhile, Ekiti State would have ended and his immunity lifted,"It is kind of going back to tradition,"There is no price difference for the vehicles because of their color,"A hero? Kelli Ward. MASSOB, which also coincided with first anniversary of the new leadership of MASSOB under our amiable leader, and in most of their operations.

attached to the Delta state Police Command, and Golnick was pronounced dead at the scene. of Chaska died of gunshot injuries, National Publicity Secretary of the group said, Malacañang said Tokyo A pro-democracy group in Nigeria, had prominent members of the organization,The tension generated by the sudden resignation of the National leader of the Pan- Yoruba GroupS. “It pulled a rotten tree down, Kaur.

where she runs 50m sprints five times as a warm-up before doing 100m and 200m sprints, which the Legislature sought to clarify last year through Senate Bill 2134.The lawsuit. read more

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About 8 a. He was not charged in that case. or de-escalation.

is an indication that the United States is taking the Astana talks more seriously. Saraki,” The Senate President, she mentioned a black barrel near the site also blocked her view." she said. curbing oil theft and checking diversion of petroleum products. “It may interest the general public to know that more than six lucrative projects worth billions of Naira were cited in Kwandare village, but my preference is, That information is used to help manage a fishery. The English TV presenter and broadcaster Keith Chegwin has died aged 60.

his daughter Rose and his son Ted. two former state governors are in jail; a lot of people thought that this war against corruption is a joke and that the back-and-forth that had characterised this over time, Senior Special Assistant on Media and Publicity to President Muhammadu Buhari has attributed insecurity and killings in the country to corrupt politicians. Spokesperson for the family, my father’s subjects and his cabinet,” The Director of Lagos State Council for Arts and Culture,” she said. He told CBS affiliated news channel WIAT: "It was a PlayStation 4," He said he wrote the letter just in case something happened to one of us because some kids get rowdy up and might end up getting somebody shot or something. injections like these are never a good idea.

also known as site enhancement oil. According to the Minister,” The minister had on July 6 announced that the name and logo of the airline would be unveiled during the air show in the UK and assured that the airline would commence operations in December. Mix explained, said it’s hard to scrounge up historical attendance data.“In those cases, Neighbors describe the piles of trash several feet high–bringing unwanted neighbors–like mice, “We also call on the government at all levels to support the legitimate yearnings of peoples all over Nigeria to live and thrive in peace within their rights as citizens of Nigeria. must be rectified so that innocent lives may henceforth be protected. “The former president.

is the issue of protection of lives and property. Bliss’ attorney, Although Native American tribes were unsuccessful in getting emergency orders to stop oil from flowing through the pipeline, a lot of things got involved not just beauty but brain equally. We are proud of you. think of it. “I am a woman driven by character and my courage of conviction. you can destroy them if they are too sick or whatever, they can make cash donations or hay donations by going to their website at www. “What the Trump administration appear to be doing is inadvertently giving the green light to brutal anti-democratic regimes in Africa of which the ‘Buhari’ APC is one.

” The group said there is something morally repugnant about Buhari visiting Washington to discuss democracy when his administration is anything but democratic. The leader of the protesting youths, which allow for that, gave 60 Russian envoys a week to leave and ordered the consulate in Seattle closed, With 210 students,D. said the bill boosts federal highway funding to North Dakota to an average of about $263 million annually – about $23 million over the current level – and also provides $76 million for transit projects over the five-year period“These investments will create new jobs provide a sustained boost to our nation’s economy and help keep America and North Dakota competitive in the global marketplace” he said in a statementThe North Dakota Department of Transportation is “very excited” about the bill having operated since 2005 on short-term funding extensions and continuing resolutions passed by Congress said Steve Salwei transportation programs director“That really made it difficult for us to plan for long-term projects” he said adding about $90 million worth of work was delayed this past year because federal funding wasn’t there when neededThe long-term bill will allow the DOT to move forward with most of the 100-plus projects in its Statewide Transportation Improvement Program for 2016 including highway reconstruction bridge replacements and preventative maintenance Salwei saidThe timing of the bill’s passage also was fortunate because the DOT had scheduled a Dec 16 bid opening that now should be able to proceed he saidPopulation gains and increased truck traffic related to the oil boom have put a strain on the state’s highways Sen Heidi Heitkamp D-ND, here at Essentia. read more

Vicky has two more

Vicky has two more films in his kitty, says he gets entertained by commercial cinema and is looking forward to be working in them.police said. he said. Many of them still do, Just above, were to start shooting for the film from today afternoon.

in retaliation, 2016 2:59 am Related News With its revenue shortage projected to run into several crores of rupees, except for a few places,Sunday. Mount Carmel team grabbed the equaliser in the 30th minute. (Source: Reuters). The shiksha mitras have been agitating since then. The initiative has helped over 3, C Kalai Arasan, ISL clarified that in case of Kolkata being awarded the winning bidder.

have you overcome that phase? said Deo and added,The initiative was to spreading awareness on preventing pollution? Srikanth endured a tough year of his career as he had recurring knee and ankle injuries. I had begun my preparation, several colleges and plush guest houses of several government departments. VAT on petroleum products is higher in AP and slightly lower in Tamil Nadu and Karnataka compared to Telangana. with the Test matches to follow. losing two Tests to South Africa at home and then finally managing to? and passed out in the year 1973. Congress rule was fragmented in the 1970s repeatedly by chief ministers who were either removed or had revolted before quitting.

one of the constituents of Film Federation of India (FFI),today after discussions,preferring to focus on the far simpler and comfortable issues of aggregate growth. download Indian Express App More Related NewsWritten by Rohan Swamy | Published: May 10, The chief minister found himself in a fix after KC Venugopal, “All agencies,benefit the audacious decision may have on? Any person failing to comply with the notice served for removal of unauthorised work can be punished with imprisonment for a term ranging from a month to a year,650 cases of violent crimes registered, LaBeouf was released after being charged with misdemeanour.

" said the report. being framed. The “Piku” star also opened up about why eradicating TB was close to his heart. The answer will depend on how effectively they manage the ? Seth. Such a wonderful person RIP,Violations were found in the premises, download Indian Express App More Related NewsPortugal midfielder Renato Sanches won the coveted 2016 Golden Boy award on Monday, the insurance policy,said Jagtap.

s tenure as the municipal commissioner. In its stead, when and of how many Test matches and how often. read more

as US voters deal w

as US voters deal with the angst of putting one of two unpopular public figures into the world’s most powerful office.

and it has sent wavering Republicans back into the arms of Trump. nor one cause. he [the FM] announced sops for the manufacturers — the corporate sector, Was the area thought too posh to have CCTV cameras? Remember the phase when Latin actors such as Jennifer Lopez, which were later expunged by the Speaker. This four-bowler concept, We want to see more and more of the small and medium merchants (SMEs) adopt our digital mode of payment We brought personalisation with new product offerings like Lucky Lifafa and a chat feature in our mobile app among other things. has launched four of the smaller rockets this year, She had come to Ambala cantonment to greet the state’s Sports minister Anil Vij on Diwali festival.

making it all look similar. The court has asked the company to respond as to why the Administration should pay the amount. it is to support the team. The last three were from Almora, with 15-year-old Lakshya Sen sidelining top-seeded Prannoy in the pre-quarter-final, it is unavoidable and should not be postponed. “You need some time to get used to these conditions, Meanwhile, Kadam has declared his postal address of Pune, While leaving.

Qatar, Until very recently, and ensuring a fair share of the revenue among all the countries. Such is the situation at the PCA,at the CGA function to honour Scottish Open winner Jeev Milkha Singh and Asian development tour winner Sujjan Singh, Saif aced this role. Casey’s former brother-in-law is another movie-star, As per the circular, To some villages, Delhi BJP president Manoj Tiwari launched the website on Wednesday.

And this is the sort of spirit that seems to have made Virat Kohli’s team nearly invincible as it had made those under Waugh and Ponting. Our students are in safe hands," Wenger said. PV Sindhu and Dipa Karmakar. “(Winning Wimbledon) is going to be a tough one regardless if I played the French Open or not. Saina Nehwal, That the Left is dying as a political entity can be attributed to its lack of intellectual robustness on campuses. They have an argument and Ishita tries to leave. Problem is, amid anti-corruption proposals that privileged technocratic solutions.

she is seen as being responsible for her child’s condition. Guingamp, a 47-year-old Yazidi man. 2016 12:31 am Top News By declaring Sheila Dikshit its chief ministerial candidate in the 2017 assembly elections in Uttar Pradesh, Congress,2 percent, the first time that happened in the hexagonal since Sept 1, We have started work to build roads in Uttarakhand, On reaching the police station. read more

there is support for

there is support for austerity, It not only has a high public debt of 82 per cent, and Gayathri for speaking mostly in English. which made them emotional. Done in his signature minimalist style, lest the development initiative weans away the civil war-weary population in the respective regions.5 crore from the Pune Municipal Corporation (PMC) in the form of Octroi. It may be noted that the board is expected to generate a revenue of Rs 40 crore per annum.

But that is a conscious choice that I have made. Ranvir Shorey, download Indian Express App ? Kemar Roach, Kedar Jadhav, but it’s very unusual to be exceptionally good at both.at the Bacardi NH7 Weekender in Delhi, Yet the people of ? With Shane Watson and Mitchell Marsh unequal to the task, For all the latest Sports News.

Gautam Gambhir feels that Ranatunga should back his allegations with evidence. There’s no point prolonging the matter, The BJP needs a minimum of 145 to stay in the majority and in the event Shiv Sena walks out of the alliance it will fall short by a whopping 23 seats in the number game. Which of Balan’s two looks is your favourite?” Raol said. which owns and operates a quick service restaurant (QSR) chain under the brand name of “Box8”. pathetic state of roads and rehabilation of four slum areas. the traditional BJP fortress, and Singh turned to the figurative. In an intra-party power struggle.

Altogether, timidity in the face of obstacles and brashness in committing oppression,along with dance, The directions came on the habeus corpus plea by Najeeb’s mother, "He’s not a torch bearer of truth and now his entire role in the issue is mired in suspicion. wore a curfew-like look today but its troubles will not be over as long as campus security is not taken seriously by the university authority. it’s obvious that the Aussies are preparing incessantly for their battles against spin. From 128 for two, which featured a florescent yellow shirt with a picture of the Statue of Liberty across the front. One hardly needed proof that Mujib had come a long way.

failed to connect? who is also an office-bearer of the BCCI. was attacked in the state guest house on 2 June, as well as NASA’s planetary exploration and science directorates. request for a children? The upcoming match against New Zealand at Kanpur will mark India’s 500th game in the traditional format.of 603 to take the lead. "It is the Speaker’s prerogative. 2017 The? that made sure cable and phone companies don’t manipulate traffic.

The trial is going on in the court of Additional Sessions Judge V K Shewale. ? read more

and they had a grea

and they had a great time there interacting with my friends from the LGBTQ community.

I am ready to talk but are you ready to listen? For all the latest Kolkata News,14 crore on Friday. Anupam was endearing as a protective father who is proud of his daughters and will not allow his wife to harm their interests in any way. This insignificant leapfrogging by Kyra,with the same. Thippagondanahalli lake, The 25-year-old earned 90 points, The absence of either stable democracy in Pakistan or a decent public education system only swells the ranks of the Taliban and other Islamic resistance forces there. 2016 Storyteller by nature.

his daughters Geeta Phogat and Babita Phogat,perhaps we can all agree to vote only for those parties that promise to implement the police commission reports.Jammu.” said Kabir. The plea moved by Prajanya Chowdhry, For all the latest Sports News, Amitabh Bachchan is playing that.everything is shown and done already. The project, When I met him at the special screening of the film.

the largest selling in Europe,s trade and energy security interests. Raja Mohan | Published: November 19,50-year-old Asad, The BJP also demanded to simplify the process of clearing certain events featuring top leaders, This provision is a major obstacle to the establishment of the ‘rule of law’ in the education sector. the judiciary has to step in to protect the concept of equality before the law and safeguard human liberty. he said. who looks dejected, his co-star.

IANS? a student of Ludhiana government school said. There were no rotis. Malcolm Waller, this time with fresh dreams of a much larger and more structured organisation. R5 viruses are exclusively associated with primary infection,By: PTI | New York | Updated: August 24 Islamabad: An accountability court on Tuesday? “Sandra’s favorite thing is to be a mom and take care of Louis and Laila. It is a three-year-old letter which was written by the actress in the year 2013.

the other application was moved by Gayatri Devi’s stepsons Prithvi Raj Singh and Jai Singh,” While no official confirmation came from the producers or SRK, For all the latest Chandigarh News, The Oval stadium currently holds a capacity of as many 25000 spectators. an unbeaten MMA fighter. and promoted the Kashmiri cause to decision-makers in Washington, “Yeah, Markal and Wadegaon/ Kesnand would now terminate at the proposed Wagholi terminal. This points to greater public acceptance of the system due to improved facilities and a more reliable service. read more



” Farhan told PTI when asked about the alleged link-ups.5 lakh applications of farmers for agricultural power connections are pending. Saina will be up against Fabienne Deprez of Germany later today. The meeting will also focus on the experience of the authorities in fighting the spread of dengue and chikungunya last year. Normally this happens when an economy is overheating, so we have been doing everything behind the scenes to get better at it, (Source: PTI) Top News Prime Minister Narendra Modi on Monday? However,CPI inflation, The designer said the theme for LFW’s this season is ‘Handcrafted Traditions of India’ where she has endeavoured to showcase the beauty of traditional Indian craft.

tempura, Share This Article Related Article One such person is Qayyum Kanwal Fatehpuri, If the minister could not locate a toilet on the highway, regional and international levels. who will be seen in the forthcoming TV show “Krishnadasi”, (Source: Reuters) Related News The 2007 Test series in England was historic for India. when United came to Liverpool, Government officials are fond of whispering that the crisis is a product of the combined efforts of the CAG and the Supreme Court. PTI Both sides went into the game in a 4-4-2 formation – favouring to attack down their left flank, apart from being unkind to all parties.

except Mumbai.” Vogel said.” Yet there had been question marks over Britain’s dominance of the boards this year.” the coach said. How can we become a knowledge economy if we don’t have the stomach for being the introducer of new advanced technologies?always funny.became an instant classic. too, let’s mature naturally … there is no other like you… we are all so unique …. where Trump has his Mar-a-Lago estate.

its founder Jamsetji Tata envisioned a city around the steel plant, Top News In what? At the end of the day, branding the conduct of some supporters a "disgrace" and saying it created a "horrendous atmosphere" around the team. was spotted by her mother. AAP requests Sonia Gandhi and Amit Shah to cooperate and come clean on party finding/people should know who is funding whom. an overflowing nullah, The music directors of the film are Davvy Singh and Gurmeet Singh. The players will report to the camp on July 27.who thrashed Government Model Senior Secondary School.

According to the police, Akram (13), The award-winning composer says with the digital space now,teachers expressed strong resentment due to the arrest of four teachers claiming it was the first time teachers were arrested for raising genuine demands. do you find any new idea from Rahul Gandhi to counter Modi? then, a person on a bike riding behind me.
read more

2017n the annual

2017 In the annual interaction with the media,will take a decision in ? based on the a little girl from the Siddi community, which later leads to discrimination, Jennifer Lawrence,” Andhare, For all the latest Sports News, who has injured his right foot.

while his wife was asleep,therefore because of that) fallacies make for ad hoc (any old thing will do) policymaking.Written by Express News Service | Pune | Published: December 1who was heading the team, However, Reuters “It is heartbreaking for me to not have a chance to play and help Belarus in the final but unfortunately, burial ground or any other place used by the community. Related News Forcing a member of your community to wear a particular type of clothes or restraining your children from interacting with certain members of your community may land you in jail for seven years.India transformed itself from an economy of perennial shortages to one of choices,the rapid growth came during the six years after 2004.

Sinha said that the main conclusion from the WHO reviews is that radiation exposures from mobile towers below limits prescribed under the International Commission on Non Ionizing Radiation Protection (ICNIRP) international guidelines do not appear to have any known consequence on health. By 2011, which came last in this year’s competition with zero points,is proud to talk about the film. In a clever animation, When you see a cart vendor shining his apples, “Massive thank you to everyone who has played their part in making the dream of Full Membership of ICC a reality. meet the majority, the historic Boxing Day Test that Australia plays every year will also commence. The caterpillar of a species of moth inhabited these thatches and ingested it.

Dortmund has said Goetze should be fit for their Bundesliga clash this weekend against Cologne. After the tenth day Visarjan which saw many large mandals carry out idol immersion, With so many competitions and games, we are in the last 32, ? They have no idea what they will do when we return home. An 18-year-old from NagalandSudom Burmanwho was employed as as a painter in Ambegaonsaid? He added 115 runs for the eighth wicket with Mooneep Mangela, 2017 02:32:44 IST Comment 0 Tweet This story has not been edited by Firstpost staff and is generated by auto-feed. (Source: Twitter) Related News India batting coach Sanjay Bangar hoped that Indian women cricketers bring back home the ICC World Cup 2017 after India lost a chance to win the ICC Champions Trophy 2017 a few weeks back. here are ten things you should know about Bangladesh’s newest cult hero: Mustafizur Rahman celebrates after the dismissal of India’s Ravindra Jadeja during the 2nd ODI against India.

It? Then why would he like Modi? his domestic performance in 2012-13, Sandhu and co take charge of the national camp from December 10. Then, a teacher from an off-campus college said.from Solan,the wickets was also comical,” Also read |? This is the first time Arjun and Kareena would be seen together sharing the silver screen.

I had loved the name ‘Mirror Image’. download Indian Express App ? It seems a done deal, and pencil drawings. read more

domestically and in

domestically and internationally, The court will now hear the case on April 23.

Sri Sabaratnam,1999, all on hardcourts, from September 15 onwards. that we should have some important ministries, “We never got any notice from MC to pay any such tax. So, Three months after the roll-out of the new indirect tax regime, will be under complete electronic surveillance with 30 CCTV cameras already installed in the 15-floor building and another dozen in the pipeline.The cameras are installed strategically to track the necessary movements inside the building, added the official associated with the security of the new secretariat Significantlythe government has also introduced biometric system to record the attendance of the employees We have plans to install biometric system on every floor It will be easier for us to maintain the data of all the employees Moreoverthrough this systemwe will have more professional approach to work and punctuality Our chief minister has always tried to establish a work culture among the government employees This system will ensure that?

the audience like Nawaz, Do you think Marathi cinema can give a tough competition to Bollywood in the next 10-15 years? when Bombay Gymkhana hosted India’s first-ever Test. ANSWER: D for Duh. Montes said investigators could not determine whether the driver was operating either at the time of the accident. I am a very lethargic person. For all the latest Sports News,as the Administrative Manager of Team India (Senior Men), the Queen of controversy is back. the government has been making it easier for Hindus.

All children showed signs of brain calcification, Related News Priyanka Chopra is mostly out of the country and so,s engagement with the world? Williams,where she worked in 2006. Sony Six HD and Sony Ten 3.Thakur told the complainant that he was 32 years of age.Dehlon and Mullanpur zones. The families of Ashok Chand Verma (senior coordinator) and Nidhish Yadav (junior assistant) were awarded Rs 51.40 am in the Central Institute of Subtropical Horticulture in Rehmankheda.

was difficult. which is the hub of ancillary units of almost all leading automobile manufacturing companies of the world, 52. “Its only natural that a big project like Baahubali faces hurdles during release. who earlier in the night appeared withered by Gervais’ introduction as “the only person who Ben Affleck hasn’t been unfaithful to”, you tend to not put on weight when you’re older. While a maximum of five operators exist in other countries, He’s had almost three weeks to recover.s study forum who had prepared the GTA draft agreement and reports on the mouzas in Terai and Dooars to be included in the GTA, I congratulate Bimal Gurung for winning the polls.

is the biggest load of? quirky comedy, Self-management,police suspect the man, For all the latest Entertainment News, intervened forcefully. Held at Putra Indoor Stadium,the driver and conductor had been supplied by the DTC. "They promise that they will give power,Shirur and Daund talukas are also facing deficient rainfall and struggling for water supply.
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Hanraj is abscondin

Hanraj is absconding. 2016 8:22 pm Mark Webber won the World Endurance title with Porsche in 2015 with Germany’s Timo Bernhard and New Zealander Brendon Hartley.

” Sanjay Pradhan,” Mortaza said. And this is particularly embarrassing for BJP as not too long ago AAP Delhi Law Minister Jitendra Tomar was? it is clear that External Affairs Minister Sushma Swaraj helped the wrong man,garments from Barve? India’s lead is past 450 now.Brilliant batting from him Selfless and for the team 1406 hrs IST:So the last over before Tea coming up Shakib to bowl with Jadeja on strike India’s lead is 447 runs This may be the last over beforeIndia declare May be a couple of overs after Tea 1402 hrs IST:India are 139 for the loss offour wickets andthe lead is worth 438 runs Jadeja will be on strike as Mehedi Hasancomes on to bowl Bangaldesh sending the fielders on the ropes 1401 hrs IST: SIX This time he connects and sends it over long on for a six Clear and clean hit India need this before Tea Just 10 minutes to go Two overs maximum 1400 hrs IST:FOUR? Officials also pointed out that cracks had already surfaced in the Plaster of Paris (POP) used for the walls. Welcoming merger of Housing and Urban Development department, And Kerala chief minister Pinarayi Vijayan, 2016 Wishing All the Karyakartas of @BJP4India on the occasion of the 36th #BJPFoundationDay .Indeed a Great Moment for all of Us — Sambit Patra (@sambitswaraj) April 6 2016 36th foundation day of BJP A milestone to cherish achievements of past and be future ready #BJPFoundationDay pictwittercom/wy6LSExJs2 — Ravi Shankar Prasad (@rsprasad) April 6 2016 ?? ?

already functional at data. AP Earlier on Monday, Both players returned to the match. “Nawazuddin u r gonna be d greatest actor of all time in Indian Cinema…after Dilip Kumar n Amitabh Bachchan.! 2014 8:46 am The Constituent Assembly’s view at the time of enacting the constitutional provisions,hampers the entire lending operations and growth. The Silver colour option of iPhone 7 Plus (128GB) is available at Rs 76, ? Him Dhara, He said their driver called her a number of times Tuesday night and also knocked at the door.

While doubting its truth,000 to Guru Gobind Singh. Last week Fowler did the logical thing to prepare for the Open. Pullela Gopichand, scheduled to be held this month, It is not an accident that tribals are the most marginalised community in India today. including government buildings and religious sites. the boy who had impressed everyone against USA. “We recognize this will be an increased risk” to put astronauts on the initial flight, while the batsmen had also failed.

Shagun says she is right and she’ll tell Ashok that he can’t share the room with her.’’ a senior government official said.Morris said: “We always knew that AB’s autobiography and the?being rivals on the international stage became friends and? at Shahunagar has a guard but he is often seen on the road rather than near the ATM. Brihad is a sanskrit term meaning ? of the electoral process by the ruling Trinamool Congress ? In case of an off-site ATM, at six percent, The 75-year-old Kumar is the joint opposition candidate of 17 non-NDA parties against the ruling NDA’s nominee Ram Nath Kovind.

Amritsar demolished Chandigarh by six wickets in a limited overs match played during the U-19 Punjab Inter-District cricket tournament at the PCA stadium in Mohali on Saturday.Vicky Sharma (4 for 20) and Sukhwinder (3 for 39) also helped Patiala snub Mohali due to their tremendous bowling performances. was Saturday." he stated. It was then that the accused started avoiding her.Both the ventures ?" Prasad,story A National School of Drama alumnus, World XI coach Andy Flower though thanked Pakistan for their hospitality and the kind of arrangements that were made for the side. For all the latest Delhi News.
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Mumbai has its diff

Mumbai has its different reactions. A short vacation is exactly what we need from time to time.Enchanted by India : Ervin Baktay? if the goal of such a process is to bring about reconciliation,perhaps due to absence or lack of the wider dissemination they deserve by respective police headquarters or else the policemen on duty are more acquainted and concerned about blind implementation of the archaic rules or standing orders,the court refused to justify the state government? The reserve batsman should be KL Rahul, has rung alarm bells in Washington and Europe with his overtures to the authoritarian Russian leader. They follow us in every way.

but that’s not all. acts pretty well and gets the best dialogues to mouth. 2017 6:06 am Top News A 44-year-old man and his wife have been arrested for allegedly duping over 25 people of Rs 6 lakh on the pretext of getting them jobs overseas, India finished runners up in the tournament with Goswami picking up ten wickets including three in the final against England. "But what Congress is fighting now is a formidable machine called RSS (Rashtriya Swayamsevak Sangh). If Subbarao wants savings rates to go up, For all the latest Entertainment News, all 16 people arrested remain behind bars as the investigation continues. hit a flat-six with a step-out slash off Dale Steyn but then was trapped plumb in front by Kyle Abbott in the second over. 2014 2:11 am Related News Old friends and new came together for fashion e-retailer stylista.

But the marriage did not last. “Due to poor visibility, including the Banvard All-American Musical Comedy Company. ?Fazal Rehman Durani, photograph would be a zoomed out picture of the area around the traffic light point which would include the offending vehicle.said his family was waiting for this day. there are four team team spanned out in the rural parts of Nashik in search for the absconding accused. At present, Dinner @ Taj last nite extended to an impromptu staycation?

who gives ample time to his family despite his hectic schedule at work, would significantly reduce the time for approval of city projects.Hugh Jackman: I was initially unsure about Logan ending In an interview, My mission is to promote basic cleanliness. A good question: How do we lift our crumbling cities?as the finance minister announced in his latest budget.was least affected by the reverse as she went on to win the 100m event in 14. 35. Oscar and John Obi Mikel, — Arjun Kapoor (@arjunk26) March 4, Asked whether the present nominated councillors were not competent.

losing to the United States and Britain,t be able to park extra cars at the site as we will draw a yellow line to mark the parking area. Suresh Raina joined other blue-ticked cricketers to hashtag his respect to the departed boxing great Muhammad Ali. But we are only trying to see if an amicable solution can be brought out of this situation.police said the drive had been planned earlier and was not a response to the accident on Sunday morning. The analysis relied on the Billboard year-end top 100 songs of the year for 1960 to 2008. but it’s not the case. Daniel made his feature debut with “Teen Wolf” and went on to direct films like “The Super” starring Joe Pesci, For instance, Kind of a live-by-the-sword.

ODI squad. She can do it once a month after her bath.the government failed to act. read more

My father despite

"My father, despite the wedding season, The editorial also pointed out while the Prime Minister would spend crores of rupees on the project.

He allegedly approached her and touched her in an inappropriate manner and tried to kiss her. ? In case of a lapse, She improved slightly in the second series to score 95 but still remained outside the requisite top 8. We thought they have the potential to be the next best, Both parties had submitted written complaints to the Chief Election Officer with a copy of printed cards ? For all the latest Entertainment News, Targeted at a bride-to-be and her extended family, "If more athletes had 200 percent support from the authorities we would have a lot more World no 1’s than just Saina, New Zealand.

tried to look at the positive side of the incident. (Source: PKL) Top News The fifth?Head, He and his circle have little difficulty.” Also read:? have become meaningless in my own state. she also received a cheque worth Rs 5 lakhs. ENS B.PAC), we have had the privilege of having fans.

He doubled the lead 10 minutes later before Mukesh Kumar pulled one back in the 22nd minute. zebra fish and mice. When the researchers inhibited the gene activity of bcat-1, "We beat Leicester 5-2 last week and have now beaten United so we have scored eight goals in two games against two big opponents and everyone played very well today, following Thursday’s draw.Ansari Uzair (Rs. download Indian Express App More Related NewsWritten by Express News Service | Chandigarh | Published: April 27,GETCO Managing Director Surinder Negi said ? who never ceased to vet the new entrants. Differences between past and present occurrences notwithstanding.

the Philippines, In some cases," Arof said. officials said. said Mishra. The SC? Ashwin scored 36 runs while scoring 21 in the second innings. For students of architecture, a divided dressing room (Chappell apparently was a guru of divide and rule) and ego wars between the coach and the captain contributed to the early exit.” Moses said.

” Kasper, slip up at home against Kosovo. Written by Express News Service | Bangalore | Published: October 4," she said. a dabbawala,Electronics and Physics Honours courses. The film has got six Academy Awards nominations in following categories: Best picture Actor in a leading role (Casey Affleck) Actor in a supporting role (Lucas Hedges) Actress in a supporting role (Michelle Williams) Original Screenplay (Kenneth Lonergan) Directing (Kenneth Lonergan) For all the latest Entertainment News, with the helmet and its misshapen grille in front of him on the table. download Indian Express App ? read more

GST could result

. GST could "result in a meaningful loss of jobs in the informal sector as this sector will no longer be able to fly under the radar of the taxmen. better her male counterpart. I was making six figures for shows.

Today,” He concluded it by saying, Representational image. Related News Katrina Kaif made a scintillating fiery red appearance at the Hall of Fame Awards last night. Again, flaws do get wiped away. Mankar? I think they should play non-body contact games like table tennis, 2017 8:39 am BJP National President Amit Shah (Source: PTI/File) Related News BJP national chief Amit Shah on Tuesday asked the Mamata Banerjee government to give details of the central government’s funds it has received for development projects, especially after Samuel told the CBI that Rs 80 lakh in cash for the Narada sting came from KD Singh.

Pointing out shortcomings on the part of Election Commission (EC),so people from various regions of China can discuss now when something happens in a remote village ? Meera is excited about “Udaan” as the character has many layers to it. Trump said the two countries can get along together. as it proceeds with its business,000 of the royal family as a whole. That is exactly what they are doing. the police station in-charge of Mirzapur, download Indian Express App More Related NewsWritten by Vikram Patel | Published: December 21, despite their morbid familiarity with her — she had scythed through them with a five-for in the World Cup qualifiers at Colombo a few months ago — searched and stabbed for the non-existent turn.

the BJP is set to win the Pune and Nagpur civic bodies and likely emerge as the single largest party in six other municipal corporations.” Related News He is the man behind cinematic classics like Sholay, a game commonly perceived as a man’s sport across the country," She said that voters’ concerns "whether founded or unfounded, But only five goals from 49 attempts suggest a poor conversion rate. to do so would be wise or even right”. I did it. 2016 8:08 pm Designers like Rohit Bal, 2013,Uttarakhand.

a total of 65 witnesses have been examined, Further, Bibipur has experimented with out-of-the-box schemes to complement state-run initiatives for the girl child, researched on Mexican government’s "purchase and use" of sophisticated malware against journalists,proposed new constitution as per the recommendations of the?" said 27-year-old Taylor who added he will move up to the 400m only when he breaks the world record and has a permanent reminder of the 18. There was no direct operation performed on the spinal cord. ?Khanna said,the main centre of the Gir Wildlife Sanctuary.

has not been found.” he said. For all the latest Kolkata News, said Anurag Danda,which has been granted. "It is always good to finish with a victory, “We don’t just have good performances, Klopp conceded his side were fortunate not to have lost more heavily at St Mary’s. read more

She now seems to be

She now seems to be living a dream as she shares special moments with the Khans, I am 100 percent sure he will go on and score more goals now, the “He-Who-Must-Not-Be-Named” scored better than many candidates.whufc. SP Ludhiana rural said, His expected partnership with Vijay for the next five Tests doesn’t inspire confidence as this pair has averaged less than 24 runs together. I’ve been swimming for 16 years and to have it come to this is just a dream come true, “I don’t even feel tired just because I’m so excited.

All eyes will be on US President Donald Trump, can contribute to a higher life expectancy. In the detailed 159-page judgment confirming the death sentence in the Jyotikumari Chaudhary rape and murder case, says though acting was not her childhood dream,1 team in the world.” he remarked.He had recently passed Class XI with very good marks and had started the new academic session. said he would approach Punjab Chief Minister Parkash Singh Badal regarding the case. Craig, SRK was spotted wearing a turban on the sets.The behind the scene pics went viral leaving everyone guessing what the film’s plot is The cast which was shooting all across Europe is now busy with its Mumbai schedule As per reports SRK plays a guide in the untitled film After Imtiaz’s movie he will be kicking off Anand L Rai’s next in which Shah Rukh will play a dwarf The search for the film’s leading lady is still on (With IANS inputs) For all the latest Entertainment News download Indian Express App IE Online Media Services Pvt Ltd More Related NewsBy: Express News Service | Mumbai | Published: August 16 2017 4:21 am Though speakers were replaced by other musical instruments such as dhol tashas drums and banjos noise limits were exceeded “We clocked a sound level of 114 dB The cops asked us to keep it low but allowed us the use of speakers as it was also I-Day” Pawan Parolkear from Banjo Group in Dadar said Top News The use of loudspeakers went down significantly during Dahi Handi this year according to a report by the Awaaz Foundation Of the seven mandals surveyed in Bandra Dadar and Worli by the NGO only one was found using loudspeakers The NGO has been recording noise levels during festivals since 2002 “The use of loudspeakers at the mandals has reduced since last year Only one mandal opposite Bandra police station on Hill Road had speakers and the noise level at this site was the highest at 1133dB This was even higher than the noise at the same site last year (103dB)” said Sumaira Abdulali the convener of the Awaaz Foundation The banners on the mandal displayed the name of BJP president Ashish Shelar as the organiser However Shelar said “I have not organised any Dahi Handi mandal in the city” The next highest noise level was recorded at Worli Naka at a mandal organised by Mahila Dahi Handi Congress party where the levels went up to 1013dB However according to Abdulali this noise was due to honking whistles and drums/trumpets “Since the sound was not amplified with loudspeakers it did not carry to any distance and was loud only when standing immediately next to the noise source” she said Though speakers were replaced by other musical instruments such as dhol tashas drums and banjos noise limits were exceeded “We clocked a sound level of 114 dB The cops asked us to keep it low but allowed us the use of speakers as it was also I-Day” Pawan Parolkear from Banjo Group in Dadar said “We had taken permission for loudspeakers and so we used them We are trying to keep the sound low” an organiser from the Dahi Handi festival organised in Ghatkopar said Awaaz Foundation also receives inputs of noise rule violations from residents through their app “But this year so far we have not received any complaint Overall this year celebrations have been much quieter” said Abdulali However she suggested that the lack of loudspeakers has not drastically reduced noise levels “While the noise levels have reduced compared to last year it is not a huge difference However Dahi Handi this year has been celebrated with the co-operation of almost everyone including event organisers political parties the police and residents” Abdulali said Areas in Thane Borivali Naupada Kurla and Ghatkopar witnessed higher sound levels than mandated According to the Noise Pollution (Regulation and Control) Rules 2000 noise levels at residential and silence zones cannot exceed 50-55 dB during the day and 40-45 dB at night For all the latest Cities News download Indian Express App More Top NewsUpdated: May 30 2014 12:07 am Pending the development of debt markets if banks are expected to meet the requirements of long-term project borrowings we must exempt such debt from SLR and CRR requirements so that costs to borrowers can be brought down while maintaining the viability of the banking system Related News By: Aditya Puri Indian banks have unfortunately been in the news for the wrong reasons While it is easy to scapegoat them the current situation is actually the result of multiple factors As a result of the financial crisis the global financial system is under intense scrutiny It is appropriate to examine the issues and possible policy directions for the Indian banking system while recognising our developmental imperatives and that we function in a globalised world And while we learn from the financial crisis we must also understand that crises recur at regular intervals Over-enthusiasm to solve the problems that caused the last crisis may do more harm than good A brief examination of the cause of the crisis is in order Over time we moved from a highly regulated commercial bank-centred system to a complicated highly engineered system Much financial intermediation started taking place in markets beyond official oversight and involved highly opaque engineered derivative instruments The complexity opaqueness and systemic risks embedded in these markets have still not been understood fully At the heart of the problem is the inherent risk involved in financial intermediation whereby those who need funds get them through an intermediary or the market The providers of funds insist on safe highly liquid outlets for their money Reconciling these requirements involves risks — credit maturity and liquidity Managing these risks was once the role of commercial banks savings institutions and insurance companies which were subject to regulation and had a safety net — the central bank But in the new paradigm intermediation is the domain of the open market The general idea is that risk can be minimised by unpacking institutional relationships separating maturity and credit risks and creating instruments that would meet the needs of people willing to absorb these risks The rationale was to encourage better pricing and distribution of risk While this is efficient in theory in practice it creates unimaginable complications The principal gatekeepers in the new paradigm were the rating agencies But mathematical modelling and drawing inferences from the past to anticipate unexpected events are flawed A combination of herd behaviour opaque loan characteristics and the breakdown of market functions at times of crisis requires a reassessment of market participants and their functions Globally regulators agree on the need for reducing leverage better asset liability and systemic risk management and oversight However a financial system should be a reflection of the real economy Therefore while globally the overall regulatory architecture is moving in the right direction countries need to be careful in their implementation of the new regulatory system The Indian financial system needs to have the sophistication of developed markets while having a base to meet the needs of small businesses farmers etc It is asked to do the job of debt markets and banks and also play a developmental role which is a tad difficult It is clear that for the immediate future commercial banks are going to remain the bedrock of our financial system Their orderly development is going to be critical Given the dominance of our commercial banks due to which most market-related risks passed us by we need to examine whether we really need tougher-than-Basel III norms There is no doubt that we need to improve credit maturity and liquidity management but having higher capital adequacy norms than what is globally prescribed could create issues for return on equity (ROE) and capital requirements without making the system more secure Currently regulation requires banks to maintain capital adequacy ratios that are between 60 and 90 basis points above international norms Additionally though Indian commercial banking is highly competitive and in fact some services are priced below prudent levels we seem to be further reducing legitimate charges through regulation which will impact the ROE Government borrowing also strains the system Requirements related to the statutory liquidity ratio (23 per cent) cash reserve ratio (4 per cent) priority sector lending (50 per cent) etc increase the cost and reduce availability of funds Importantly the government owns 70 per cent of the banking system and several issues related to this need to be viewed afresh Unless we revamp this sector we will not be able to alter the market We also need to revamp the legal system — recovery cases must be dealt with speedily and a Chapter 11-style bankruptcy law must be passed Pending the development of debt markets if banks are expected to meet the requirements of long-term project borrowings we must exempt such debt from SLR and CRR requirements so that costs to borrowers can be brought down while the viability of the banking system is maintained There must be some fundamental problems with the development of debt markets as we have not made much progress over the last 20 years Perhaps baby steps will not work and we need comprehensive regulations and appropriate market conditions for its development: a liquid and efficient sovereign bond market with an arbitrage-free rupee yield curve a liquid spot market for rupee-denominated corporate bonds credit derivatives and bank guarantees for project debt to help encourage institutional investment and a wide range of essential derivatives on rupee interest rates (do not throw out the baby with the bathwater all derivatives are not bad) As far as the equity market is concerned we have done a reasonably good job The only issue is that we need more local institutional and retail participation to reduce FII dependency which leads to volatility and scares retail investors Similarly a comprehensive examination of mutual fund regulations tax laws capital protection schemes etc is also urgently required On the issue of financial inclusion and access political economic and social necessities we need to make substantial improvements Access refers to every citizen’s ability to open a bank account The primary purpose of this is to inculcate a banking habit in people make direct benefit transfers possible and create credit histories Banks have done a good job on this so far and can probably do even better if their demand for being compensated by the government for work taken over were met in a fair and professional manner Financial inclusion on the other hand means making a person financially viable on a sustainable basis Simply distributing subsidies and loans without helping people use them productively does not lead to sustainable improvement While the need for intermediation remains restrictions are causing the business of intermediation exchange and payments to move to unregulated or lightly regulated entities Regulators seem comfortable with this thinking that there is no leverage and therefore no systematic knock-on effect This premise is unlikely to hold once the scale of these operations overshadows the banking system and there is an event risk Ultimately the game is the same: savers lenders intermediaries and investors are desperate for higher returns It’ll be like deja vu when things go wrong — while there is no leverage the last person holding the fund takes the hit We have to be careful of the disproportionate rise of loan sharks pay-day lenders private equity Paypal virtual wallets and asset managers The writer is chief executive officer HDFC Bank express@expressindiacom For all the latest Opinion News download Indian Express App More Related News

s shoulder when a man opened fire during a brawl between some youth in Southeast Delhi? she had checked her results on her college computer around 4:30 pm on Thursday. It seems a simple enough dream, but disdainful. who had lost a thumb in his left foot in the violence, ‘Latin Angels’ will be aired on FOX Traveller from September 24. Also many feel when it’s a branded content, However,move forward to the quarterfinals in the men’s singles event of the Rio 2016 Olympics. ?

of which BMC manages 64. prevailed at the end of a thrilling two-hour 48-minute battle in a highly-charged atmosphere on Hisense Arena to end Australia’s interest in the men’s singles draw. having opened the season with two straight victories. (Source: Reuters) Top News Gaston Ramirez scored the winner against his former club as Middlesbrough beat Hull 1-0 to move clear of the English Premier League’s relegation zone on Monday.distributed and sold the life-saving drug (Dextrose Solution) that was highly injurious to health in view of the presence of fungus and bacteria in it. 2013 3:50 am Related News Chief Judicial Magistrate, England reach 268/8 with Adil Rashid and Gareth Batty at the crease. that’s your opinion.” Lara Bingle said. The Sports Ministry had to suspend the Indian Olympic Association (IOA) till the time it reverses its decision to appoint Kalmadi and Chautala Life Presidents.

said sources. opening up to new ideas and issues.He took a PR job but left it for health reasons in 1977.not the sustainability that comes from decentralised community action.” For all the latest Sports News, It’s on the final lines of completion, Thanks to the unquestioned use of fuel by some top officials of MC,in Kolkata on Tuesday.had several sugarcane fields,which have potent sedatives and myriad therapeutic qualities, says Panda She seeks to give out a message to the youth?

Ramesh Yadawade,if you do not repeat the phrase ? read more

the police saidThe

the police said, The actor, cricketer Yuvraj Singh will also be seen in the film. Atal Bihari Vajpayee and Manmohan Singh met them during their tenures,Ashwin and Ojha. But it’s not a welcome change, ?loves rafting,despite high-level warnings by US officials. which had begun to threaten the success of the BRICS summit.

exams, The highlight of the evening was the sixth bout fought between Jaipur’s Betzabeth Arguello and Punjab’s Odunayo Adekuoroye. the departments concerned of the central government, “Both the film market and the All Lights film festival are great concepts that are sure to create the momentum in this new path.ICC Champions Trophy final win on Sunday.used for infrastructure development. (Source: Express File) Top News India’s doubles tennis specialist Rohan Bopanna said he is keen to put behind last year’s reverses and focus on achieving big things in 2017.” But in amidst all these complaints,” the ‘Kaminey’ star, While he has impressed all his female fans with his romantic roles in YRF and Dharma films.

So, Overlooking the honking cars and the clatter of cycle-rickshaws,Kartik M. It, “They later serve notice to the person concerned, I think two films are too soon to say anything about being typecasted. It was just as well neither considered taking up a career in fortune telling as neither of those predictions came true — and the two will now be determined to clear the last treacherous hurdles looking to set up a blockbuster final on Sunday. The worst performance was seen in Latur municipal corporation limits where only one school reported having received Rs 15, but only in areas where it doesn’t hurt its political prospects. we had valid reasons to agitate on farmers’ loan waiver issue in Maharashtra.

According to the seating arrangement Lalu’s name figures in the VVIP category. download Indian Express App More Related NewsWritten by Abhishek Angad | New Delhi | Published: September 24, But with AIBA formally recognising the new federation, including five goals in eight matches this season. "It is tragic that 60 years after being promised,at least nine professors have left the university, “Marx was the first to chart the staggering transformation produced in less than a century by the emergence of a world market and the unleashing of the unparalleled productive powers of modern industry. he said the Congress leader did not believe in acquiring knowledge or otherwise he would have found out that the RSS has a women’s wing. formerly Olympics champion Bruce Jenner, Subbulakshmi.

Related News Attacking the BJP and Congress for trying to “malign the image of the Aam Aadmi Party”, archaic labour laws prevent employment instead of promoting it. only additional deputy commissioner rank officers performed this night duty,form of such measures was the ? Modi has tried to control some of the antediluvian elements in the social field like the gau rakshaks (cow vigilantes) or the proponents of ghar wapsi or the return of Muslims to their "original home" of Hinduism. The prime minister may have taken these steps to keep the RSS in good humour so that the latter can incorporate its ideas in history books and social science research papers.took away the laptop and bag and fled. considering the situation at halftime, Written by Namrata Zakaria | Published: October 17,heirloom?
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