Royalton Negril, adults-only Hideaway new with Sunwing this winter TORONTO — This winter Sunwing Vacations is adding both the Royalton Negril Resort & Spa and the adults-only Hideaway at Royalton Negril. The two resorts are scheduled to open on Feb. 1, 2017.Sunwing Vacations already sells vacation packages to Royalton White Sands in Montego Bay, and will also be offering its customers the option of staying at the resort’s sister property, Royalton Blue Waters, when this new resort opens in fall 2016.Royalton Negril Resort & Spa will offer Unlimited Reservation-Free Dining across eight restaurants (with five à la carte dining options), outdoor lounges and bars serving premium drinks, and nightly entertainment.Catering to guests of all ages, the resort also offers an extensive pool complex, children’s splash park and complimentary kids and teen clubs with a wide variety of daily activities including live appearances from beloved characters Max and Ruby.Adults can unwind at The Royal Spa that offers a full hydrotherapy circuit along with numerous wellness-enhancing treatments.More news: ‘Turn around year’ for TPI brings double-digit growthThe resort’s 407 modern suites benefit from a host of high end amenities including rain showers, daily replenished mini bars and complimentary high-speed Wi-Fi Internet. Guests can choose from a variety of accommodation options including swim out suites and oceanview family suites sleeping up to eight people.Those looking to enhance their experience can upgrade to a Diamond Club category suite for butler service, premium spirits, preferential dining reservations, C/X Culinary Experience and exclusive beach area with waiter service.Hideaway at Royalton Negril, an adults-only haven situated in the heart of the resort, offers a dedicated beach area, adults-only infinity pool, bar and restaurant. Guests at Hideaway can also enjoy a number of unique activities from mixology classes to complimentary poolside mini-massages.Sunwing Airlines will offer services to Montego Bay from 14 gateways across Canada this coming winter season, including new direct flights from London, Sault Ste. Marie, Hamilton and Windsor.A week’s stay at the Royalton Negril Resort & Spa starts from $1945 plus $505 taxes per person based on two people sharing a Luxury Jr Suite and departing from Toronto on Feb. 10, 2017. For more information or to book, visit sunwing.ca Tuesday, August 16, 2016 << Previous PostNext Post >> Posted by Travelweek Group Share
Posted by NEW YORK — It’s now easier for agents to search for and book cruises with Virtuoso’s new Cruise Tool.A joint venture with Passport Online, the new online tool is a white-label version of Virtuoso’s cruise booking engine that’s been customized for Virtuoso advisors and their specific needs. It enables advisors to find, compare, quote and book cruises directly from one central location, Virtuoso.com, and makes marketing and selling cruises quicker, simpler and more effective.It also allows for ClientBase Live Connect integration and segmented reporting, and offers professional email marketing materials, cabin availability, interactive deck plans, full ship information and the ability to easily modify bookings.The tool was refined during Passport Online’s participation in Virtuoso Incubator, the industry’s first program designed to foster new advisor-focused technology. Virtuoso Incubator vets companies based on advisor need, refines through real-time testing, then introduces tools to improve the sales process and enhance client relationships. A group of Virtuoso advisors assessed the tool in real-world situations and provided feedback that enabled Passport Online to create this version tailored exclusively for Virtuoso members.More news: Help Princess Cruises break the world record for largest vow renewal at seaVirtuoso Cruise Tool is currently available to Virtuoso’s Canadian and U.S. advisors. The company has plans to expand into other markets. The Canadian Press Virtuoso’s new Cruise Tool gives members a competitive edge Share << Previous PostNext Post >> Tags: Virtuoso Wednesday, February 1, 2017
Luxperience inspires Personal Travel Managers TravelManagers’ personal travel managers (from left) Melinda Rowe, Annalize Troost and Georgina Grandi inspired by their Luxperience experienceLuxperience inspires Personal Travel ManagersNine of TravelManagers’ personal travel managers participated last week in the invite only, specialist luxury global three-day business exchange Luxperience. The only Australian forum of its kind, Luxperience 2016 connected over 300 experiential, unique and inspiring luxury travel products directly to over 450 high-end experiential travel buyers.Personal travel managers participating in the Sydney based event were New South Wales based Melinda Rowe representative for East Jindabyne, Annalize Troost representative for West Pennant Hills; Victoria based Debbie Bean representative for Tarneit, Lea Burford representative for Torquay, Luke Vaughan representative for Kooyang, Melanie Carter representative for Scoresby, Michelle Levins representative for Forest Hill and Queensland based Georgina Grandi representative for Wynnum, Annette Fyfe representative for Victoria Point. TravelManagers Executive General Manager Michael Gazal also attended the Gala Awards dinner.Luxperience promised to connect travel buyers with the most innovative experiential travel experts in the luxury market and Grandi was definitely not disappointed.“The TravelManagers’ philosophy of providing exceptional personal service to create individual tailor-made client luxurious experiences resonates perfectly with Luxperience’s values. The luxury market fits with our ethos of bespoke travel arrangements and going the extra mile for our clients. I can’t wait to tell my clients all about the incredible new and exciting holiday experiences I’ve learnt about.”Troost found the event incredibly informative, being introduced to an extensive range of new suppliers and intriguing products.“I was extremely inspired with my one-on-one meetings with a huge range of specialist suppliers from all over the world. With just over a 50 percent increase in new suppliers attending this years’ event I was impressed by the amount of new boutique and specialist suppliers. It’s this type of opportunity to gain expert firsthand information and knowledge on luxury destinations all under one roof that allows us to really impress our clients.”A key part of Luxperience that resonated well with Rowe was the opportunity to exchange ideas and attend the Thought Leader Forum focusing on the latest trends in the luxury travel market.“The pre-scheduled appointments worked really well as I could meet with suppliers that suited my client and business needs. As personal travel managers we are constantly on the lookout to find innovative ways to interact with our clients and this includes more than just offering the very best in experiences and information. The value we can offer our top end clients comes in the form of keeping up with the latest trends and maintaining relevance as travel experiences and client needs continually change.”The final night It’s a Wrap Party brought to a close an extremely successful networking event with the 2017 dates and theme of ‘Through a New Lens’ being announced.Troost views her first Luxperience event an overwhelming success from both a business and networking point of view.“This event is a tribute to the travel industry, which simply could not survive without the conduit between supplier and customer. Events like these are vital to keep the travel experience personal.”The sixth Luxperience event is planned for 17-20 September 2017.“I’ve already circled these dates in my diary” laughs Grandi. TravelManagers Australiabecome a Personal Travel Manager here About TravelManagers Travel Managers operates in all Australian States and is a wholly owned subsidiary of House of Travel, Australasia’s largest independent travel company which has a forecast turnover of $1.5 billion for 2015. TravelManagers is a sister company to Hoot Holidays, also owned by House of Travel, and has more than 490 personal travel managers throughout Australia with a dedicated support team at the company’s national partnership office in Sydney. TravelManagers places all customer money in a dedicated and audited Client Trust Account which is separate from the general business accounts, ensuring client funds are only used for client purchases.Source = TravelManagers Australia
The first 35 meetings between the Arizona Cardinals and San Francisco 49ers saw a fairly even split, with Arizona going 16-19 in the rivalry.But for a matchup to be considered a rivalry, both teams need to be winning at nearly the same rate. And in that case, the meetings between Arizona and San Francisco over the last five years resemble more of a fly vs. fly swatter rivalry.The 49ers are 9-1 in their last 10 games against the Cardinals, with wins ranging from a game-winning field goal as time expires to their more-frequent blowout victories. As the Cardinals and 49ers prepare for Sunday’s divisional battle in Arizona, we give you some of the numbers that have defined the last 10 games between these NFC West opponents:7:The Cardinals have struggled mightily with even keeping the last 10 games close against the 49ers, as seven of the meetings, all San Francisco wins, have been decided by double-digits. 106.4:Niners quarterback Colin Kaepernick has not been fazed by Arizona’s normally stout defense, averaging a 106.4 passer rating in his three career games against the team. San Francisco has won all of Kaepernick’s starts, with the quarterback throwing six touchdowns and only two interceptions over that time.2:Passing yards have been at a premium in these last 10 meetings, with Carson Palmer and Colin Kaepernick, both in last season’s finale, being the only quarterbacks to exceed 300 passing yards in a game.5-1:Niners coach Jim Harbaugh has made the most of his games against Arizona, going 5-1 against the team since he joined San Francisco in 2011. The Cardinals haven’t even kept the games very close against Harbaugh’s Niners, losing by an average of 13.2 points in those games. Grace expects Greinke trade to have emotional impact – 23:The turnover battle is often considered a massive factor in the outcome of games, and lately the Cardinals have failed at this miserably against the 49ers. Arizona has a -23 turnover margin over their last 10 games against San Francisco, losing the turnover battle in every game during that span.129.9:From Frank Gore to Brian Westbrook to Anthony Dixon, 49ers who run the ball against the Cardinals do not seem to find much resistance. The Niners have averaged 129.9 rushing yards per game over the last five years against Arizona, more than doubling the Cardinals 60.5 rushing yards per game over the same period.6:Arizona pass-catchers have been able to make their presence known in the matchups despite the losses, with six individual 100-yard receiving games over the last five seasons. Cardinals receiver Larry Fitzgerald has had four such games over that span, personally matching the 49ers’ total in the category.14:Who needs to get to the red zone when you can score from anywhere on the field? This could be the mantra for both teams, as they have scored 14 offensive touchdowns from more than 30 yards out in their last 10 meetings.5:A key to outscoring opponents is, you know, scoring. The Cardinals have not been able to reach double digits in five of their games against San Francisco since 2009. Comments Share The 5: Takeaways from the Coyotes’ introduction of Alex Meruelo Derrick Hall satisfied with D-backs’ buying and selling Former Cardinals kicker Phil Dawson retires Top Stories
Liberty Global-owned Dutch cable operator Ziggo has launched its Replay TV catch-up service on the Horizon Go app for smartphones and tablets.Ziggo customers can now restart programmes or watch already-broadcast shows for up to seven days at home or on the go via the Horizon Go app.According to the operator about 80% of programmes on its service are available via the Replay TV service, including content from public broadcaster NPO and commercial broadcasters RTL and SBS, witih content from about 60 channels available in total. HD content is available via Replay TV from up to 32 channels including NPO, RTL and SBS, with other content available in standard definition.Overall, about 100 channels are available in linear mode on Horizon Go, including 42 in HD, and the app is used by about half a million customers in the Netherlands.Following the merger of Ziggo with UPC Netherlands, Liberty Global’s Horizon Go app has replaced the former Ziggo TV app.
SDLP Ballyarnett candidate Rory FarrellSDLP Ballyarnett election candidate Rory Farrell has said “nearly 40% of DLA claimants lose money when moved to PIP”. Personal Independence Payment (PIP) replaced Disability Living Allowance (DLA) when Welfare Reform was introduced to Northern Ireland. ShareTweet Government statistics show that nearly 8,000 DLA claimants across Derry City & Strabane District Council were reassessed under PIP rules since 2016, and that 38% of people received a reduced award or no award at all. The controversial PIP medical assessments are carried out by private firm Capita.Mr Farrell said: “Welfare cuts are here and the sick and disabled are paying the price. “The latest figures for Derry City and Strabane District Council show that 20% of DLA claimants applied for PIP but their claims were rejected as they didn’t score enough points. ballyarnettCAPITANearly 40% lose out at Capita PIP assessments – FarrellPIPRory FarrellSDLP “A further 18% qualified for PIP, but at a lower rate than DLA. “That’s over 3,000 people living in our council area that are victims of welfare cuts. “That’s over 3,000 local people that have been disadvantaged by the decision of Sinn Fein, the DUP and Alliance to endorse Tory austerity.“Thankfully, many people have successfully challenged these decisions. “The medical assessments conducted by Capita often lead to inaccurate awards and these are regularly overturned at appeal tribunals. This is further evidence that the current process is unfair and needs to change.”The SDLP candidate added: “People with illnesses and disabilities are being let down by the PIP and many are being forced into a lengthy appeal process. “The entire system, including Capita’s role in it, needs serious attention to ensure people get the financial support they need and deserve.”Nearly 40% lose out at Capita PIP assessments – Farrell was last modified: March 7th, 2019 by John2John2 Tags:
There’s an old story about a trucker driving north on the Montreal highway in Vermont. Seeing an average of three gas stations per mile, he concludes that there must be plenty of gas all the way to the North Pole. Urban legend doesn’t say what became of him (or why he thought he could drive to the North Pole), but I’m guessing he ended up stranded on a desolate stretch of highway somewhere in northern Manitoba. Our trucker’s mistake is an admittedly extreme example of what statisticians call extrapolation error, which occurs when you wrongly assume that current conditions will continue into the future. It happens in investment markets all the time, only instead of a frigid night alone in a truck, the markets will punish your bad judgment with a deluge of red ink in your brokerage account. As today’s guest author David Hunter will explain, extrapolation is all the rage right now—as it often is when markets are hot. He says that those who assume the stock market will rise in 2014 just because it rose in each of the five years prior are suffering from an acute case of Extrapolation Fever—a wealth-threatening disease whose symptoms include over-confidence, loss of judgment, and ultimately, a lighter wallet. As some background, David Hunter has been in the investment business for 36 years, working his way up to Chief Investment Officer of a billion dollar money management firm. Today, he’s Chief Investment Strategist of KCCI, where he uses cycle analysis to predict where major investment markets are headed for readers of his newsletter The Contrarian Value Investor. As the name of his newsletter implies, David is a contrarian to the core. You’ll read his take on precious metals, stocks, bonds, and much more in his 2014 forecast below. Be warned: you won’t agree with everything you’re about to read. But David’s analysis is sound and well-reasoned, so take heed nonetheless. The US dollar will be another beneficiary of the “flight to safety” trade. I know that a lot of investors are concerned about the long-term prospects for the dollar, given the lack of fiscal discipline in our government and the seemingly reckless expansion of QE in this cycle. There is also talk that the dollar could lose its reserve-currency status or at least see it greatly diminished. While that may happen, it is not going to happen anytime soon. World investors will still flock to the dollar in a crisis. I am forecasting the dollar index to rise by 20-25% in 2014. I think we may see the dollar and the euro trade at parity at some point later this year. I am also near-term bearish on the commodity currencies, such as the Australian and Canadian dollars. I expect their economies to be hit particularly hard, as commodities take it on the chin during the bust. The Japanese yen has declined by over 25% versus the dollar in the past 15 months. There is undoubtedly more downside ahead, but I am not sure I would want to be short the yen here, given the nearly universal view that it will continue to trade lower. There are far too many traders short the yen right now for me to be comfortable with that trade. It wouldn’t take much to trigger a short-covering rally here. I don’t think I want to be either long or short the yen right now. I continue to be a bear on precious metals and commodities. I turned bearish on gold in September of 2012, when it hit $1,800 and have had a target of $1,000 ever since. This is still my target, although I believe it could spike as low as $800 in a washout trade before reversing. I believe gold is likely to put in a major bottom in the first half of this year, but right now there are still far too many people trying to call a bottom every time we get an uptick. We need to see more capitulation and more panic selling before any kind of major bottom can be called. By the time we get to a true bottom, I expect to see some of the so-called gold bugs and many of the inflationists throw in the towel. We’re getting closer, but I think that bottom is still months away. I continue to expect silver to track gold. My downside target for silver remains at $13. Copper, on the other hand, is not nearly as far along in its downtrend. I think copper prices could drop in half this year. China is still overproducing, and demand for copper is likely to be hit hard in the upcoming global contraction. I see a lot of analysts promoting the copper producers, particularly Freeport McMoran, suggesting these stocks offer great value here. I would just caution that a sharp drop in copper prices would cause earnings to disappear. Under this scenario, the dividend would likely be cut or eliminated. From both a technical and fundamental perspective, I can see these stocks falling 50-70% from here. Energy is another area where prices could come under severe pressure in 2014. I am looking for WTI crude to fall below $50 and natural gas to decline to $2. We may be on the verge of the first global deflationary cycle in some 80 years. That is not likely to be an environment where commodities thrive. I would caution investors against evaluating commodity stocks here using normalized earnings. The environment these producers will be operating in will be far from normal. Weak earnings and questions about future demand will take a toll on these stocks. Conclusion It is not often that we see such unanimity on Wall Street. As the market has marched higher, more and more investors have joined the ranks of the bulls. As a 40-year observer of the markets, I have seen the same thing happen at each market top. Essentially, the momentum of the tape begets more momentum and causes perception to change from glass half-empty to glass half-full. Lots of fundamental rationale is provided to explain a bullish viewpoint, but more often than not, it is the momentum of the market that is driving the crowd’s bullishness at or near a top. What I have also observed over the years is that the sentiment can quickly shift into glass half-empty if and when momentum shifts decidedly to the downside. In other words, momentum works both ways. Shifts from bullish to bearish can lead to dramatic declines when coming off a major top. I think this might be even more the case this time around. More than ever before, we have investors all watching for the same technicals on their computers in an effort to spot a reversal. This means that more than ever before, we will likely have investors all acting on those signals at essentially the same time, creating a stampede for the exits. This long market run, without so much as a 10% correction, has conditioned investors to make every effort to stay fully invested until there are clear signs of a momentum break. My guess is that we will see a high-volume reversal once the market definitively crosses under the 200-day moving average. For the S&P, the 200-day moving average is around 1,695. Until the market breaks that level, weakness will be bought. However, once that line is penetrated in a decisive manner, we are likely to see the sell-off accelerate. The setup is such that a reversal this time around could be faster and steeper than what we witnessed in 2008. Investors hoping to have their cake and eat it too by staying fully invested until the momentum reverses are likely to learn an age-old lesson: the market rarely accommodates. Extrapolation fever is alive and well on Wall Street, and most pundits are forecasting another positive year, fueled by accelerating economic growth and another good year of corporate profit growth. This contrarian obviously disagrees. I think 2014 may well turn out worse than 2008-‘09 from both an economic and market perspective, with corporate profits cut in half. If that proves to be the case, 2014 will go down as the worst year in the post WWII era. My targets remain 500 on the S&P and 5,000 on the Dow. This is certainly an outlier forecast, one that most investors will consider highly unlikely. I have been here before. At every major cycle top, my forecasts have been received skeptically and viewed as outliers. It is the nature of investor psychology. As much of a bullish consensus as there is regarding equities, there is an even larger bearish consensus regarding long-duration Treasuries. When an asset is as hated as the long bond is today, it is usually a good time to go against the crowd and buy. In my opinion, we are looking at one of the great relative value trades in history. If we get the global deflationary contraction that I am forecasting, we could see as much as a 10,000 basis-point spread between equity returns and the 30-year Treasury bond, in favor of the bond. Ironically, investors are about as bearish of the long bond as they have ever been. I remain near-term bearish of gold and continue to expect it to trade below $1,000 in upcoming months. However, gold is still in a secular bull market and will likely undergo a major reversal to the upside later this year. Overall, 2014 is likely to be a year of many major reversals, some for the better and some for the worse. Danger and opportunity are two sides of the same coin the editors at Casey Research are very familiar with. To protect yourself from the first and seize as much as possible of the second, diversification is key. Right now, you can get the ultimate diversification—by receiving all eight of our monthly newsletters for one low price—with our limited-time Casey OnePass offer. Click here for the details. The point to all this history is that at cycle tops, investors get caught up in the momentum and develop a rationale to explain why that momentum will continue despite historically full valuations. It is interesting that this time around there does not seem to be one dominant sector. Rather it is the market in general, along with various unrelated groups. Among the popular groups in potentially unsustainable uptrends are social media, biotechnology, private equity, REITs, consumer staples, and health care. Other groups could probably be listed as well. The theme this time around is not as clearly defined as we saw in the other five cycles. I think that is because this cycle is very different from previous cycles. We have had a subpar recovery driven by unprecedented levels of QE and historically low interest rates. This cycle, investors flocked to areas that could provide growth that was not dependent on a robust economy, as well as to stocks that could provide superior income. Another defining characteristic of this cycle is the substantial flows into exchange-traded funds (ETFs). When the market does begin a major reversal, ETFs will undoubtedly accelerate the decline, as the funds are forced to unload stock positions to meet liquidations. This cycle differs from all of the other cycles in the post WWII era. Not only have we experienced subpar growth, the economy is very close to deflation. I think these differences are causing many analysts to misjudge the risks and timing of a cycle turn. I keep hearing analysts say interest rates are still so historically low that despite the sharp rise last year, rates are not at levels that will hurt the economy. In previous cycles, that would likely have proven true. However, in this subpar recovery, where inflation is almost nonexistent, the 150 basis-point rise in rates last summer may be enough to put the economy in reverse. It certainly has already had a significant impact on mortgage refinancing and housing. In addition, general merchandise sales are slowing. On the other hand, autos sales are being propped up by the same kind of loose financing that led to the credit crisis five short years ago. Some lessons are never learned, I guess. Personal disposable income has gone negative for the first time since 2008. I expect overall retail sales will soon follow. Some economists are forecasting a pickup in capital expenditures, but with end demand slowing, there is little chance that we’ll see that. Exports can also be expected to weaken given the problems in the emerging markets as well as China and Europe. The consensus may believe the economy is gaining strength, but more likely, we are about to see economic weakness. Recession, not normalized growth, will be the story of 2014, and that’s certainly not on most investors’ radar screens. A US recession would be bad enough, but add in the potential for some major global problems and there is the real possibility of a downturn that is worse than the credit crisis of 2008-‘09. I recognize that many analysts are making the case that Europe is on the mend and will see recovery this year. Of course that is possible, but I think it is more likely that global weakness triggers a sharp reversal there, accompanied by a banking crisis and an involuntary liquidation cycle. The ECB has done little more than move debt around. The banks are loaded with risky sovereign debt, particularly the banks in Spain and Italy. It is difficult to understand why we are not yet seeing the Italian and Spanish sovereign debt spreads widen, given the state of their finances. Perhaps it is because the banks there have loaded up on that debt, as has Japan. The ECB shovels out the money, and the banks load up on their own country debt. Despite the current relative calm, no one should doubt that Europe is a house of cards. China is another accident waiting to happen. I know most investors assume China will successfully manage its transition from an export-based manufacturing economy to one that relies more on domestic consumption, and do so without growth slipping below seven percent. I think that is unlikely, particularly given the huge credit imbalances that are plaguing the country. In the past five years, credit there has grown from $9 trillion to $24 trillion. The Chinese credit bubble is far bigger than was the 2008 bubble here in the US. If it bursts this year, as I think is quite possible, it will send China’s economy, as well as the global economy, into a tailspin. There have been a few signs of late, indicating that China is finding it difficult to contain the problem. Whenever the authorities have attempted to rein in the shadow banking credit, they have been forced to quickly reverse themselves. More and more non-accruing loans are piling up on bank balance sheets. The Chinese authorities have a very difficult balancing act which they are trying to execute. The odds are very much stacked against them pulling it off successfully. The emerging-market economies are also coming under pressure and facing some significant capital outflows. These countries, as well as Japan, are accidents waiting to happen. We may not know precisely what the catalyst will be or when a crisis will be triggered, but we do know that the risks of a global deflationary bust are quite high, and contrary to current consensus opinion, I think those risks are rising, not falling. Dan Steinhart Managing Editor of The Casey Report 2014 Outlook By David A. Hunter, CFA Investors entered the new year in a very positive frame of mind. The consensus view on the Street is for another good year for the equity markets, albeit not as strong as what we witnessed in 2013. Most forecasts have the US markets up somewhere between high single digits and low double digits. The current conventional view is that the economy is finally reaching escape velocity and moving into a more normalized phase. The expectation of many investors is that this stronger economic growth will fuel better top- and bottom-line growth and propel the equity markets to ever-higher levels. The belief is that with this improved growth, the markets can move higher, even if interest rates move gradually higher and even if the Fed continues to taper. Generally, investors believe that the bull market is nowhere near a top, given that valuations are not stretched, at least by some measures, and that inflation and interest rates are still historically low. Over and over, one hears that a correction could come at any time, but that such a correction would be healthy and would not likely exceed five to ten percent. “Buy the dip” remains a common theme, but now we are hearing more and more pundits advise that investors buy now and not wait for a dip. The justification for buying now, rather than waiting for a pullback, is that prices could move even higher before any pullback were to occur. It is very clear that the Street is now as bullish as it has been in many years. In fact, the Investors Intelligence Survey is indicating a level of bullishness that is typically seen at tops. In the history of the Survey, the recorded level of bearishness has never been lower than it is today. This is just one of many reasons why this contrarian believes a major top is near at hand, with a historically significant bear market to follow. Between 1973 and today, we have had five cycle tops: 1973, 1980, 1991, 2000, and 2007. Each of those cycles was driven by a different sector that went parabolic in the later stages of the cycle, indicating that the end of the cycle was drawing near. In 1973, it was the so-called “nifty 50,” a group of 50 stocks that represented the dominant companies of that time. Valuations were driven up to irrational levels as the pension fund managers bought into the idea that these companies were so dominant that their returns would remain superior to the rest of the market for years to come. They became known as “one decision” stocks because portfolio managers considered them buy and hold stocks. These stocks got bid up to unheard-of valuations. The problem was that institutional portfolios became so concentrated in these stocks that when the economy and fundamentals turned negative, the stocks came under severe selling pressure as everyone headed for the exits at once. In 1980, it was the energy and other commodity stocks that captured the fancy of Wall Street. Inflation was soaring, propelled by oil and commodity prices that were rising to levels never seen before. As a result, investors piled into these stocks, and they went straight up. The assumption was that commodity price inflation was going to allow these companies to produce above average returns for many years. Then recession came, and the stocks plunged. In 1991, the big-name consumer growth stocks went parabolic. They had appreciated many-fold during the disinflation of the ‘80s, as their steady growth rates were capitalized at ever lower rates. At the height of their popularity, their valuations relative to capital goods stocks were at 60-year highs, a clear sign of excess. The ‘90s were all about technology and capital goods stocks rising from that 60-year relative low and ultimately ending in a speculative valuation bubble unlike any that had preceded it. As everyone is well aware, a tech bust soon followed. After that came the credit bubble that drove financials and other credit-related stocks to unsustainable levels, only to see these same stocks collapse when the bubble burst. As bullish as Wall Street is toward equities, they are even more bearish of long-duration Treasury securities. Rarely do we see the kind of unanimity of opinion that we have now regarding the direction of interest rates. It is a foregone conclusion in most investors’ minds that the 30-year bull market in bonds has ended, and that interest rates are going up from here. The fact that the Fed has begun to taper, along with the current consensus view that the economy is accelerating, has solidified in investors’ minds that the path of least resistance for rates is up. The forecasts vary as to how sharply rates will rise from here, but most forecasters are projecting 10-year rates to rise to 3% this year, with some analysts suggesting they might rise to 4% or higher. Throughout my career, my most successful calls have come when virtually nobody agrees with me, and that is certainly the situation now regarding interest rates. I continue to forecast rates falling to new lows. I think 10-year rates could fall below 1% and 30-year rates to as low as 1%. For many, perhaps most investors, this forecast will be seen as highly improbable, if not outlandish, but let me assure you, there is logic behind this forecast. If my prediction of a sharp global deflationary contraction proves accurate, we will see US Treasuries bid up aggressively in a “flight to safety” trade. If we are experiencing a financial crisis equal to or greater than the 2008 crisis, something akin to “2008 on steroids,” investors everywhere will be seeking shelter from the storm. Treasuries are still viewed by most as the safest security in the world. If we do see the economy go into steep decline, there is no doubt the Fed will ramp up QE to even higher levels. In fact, I believe we are likely to see QE expand by $10-$15 trillion in the next two years, as panicked policymakers do all they can to prevent a global economic and financial collapse. With the Fed buying trillions of Treasury securities at the same time that investors are also looking to buy, it is easy to see how rates could fall to 1%. Some might find it hard to believe that anyone would consider investing for 30 years at 1%, but remember we are likely to be looking at deflation of 3% or more. Thus, even at 1%, these bonds would be yielding at least 4% in real terms, and this at a time when most assets are delivering sharply negative returns. I am not nearly as sanguine about the rest of the bond market. In a bust, spreads will widen dramatically. I would focus on the highest quality bonds and fight the urge to trade down the risk curve to pick up yield. I would stay far away from the high-yield area, as there is great potential for this market to implode were a bust to occur. I also think there is a lot of potential trouble ahead in the municipal market. If we see a sharp reversal in the residential real estate market, it is likely to have a major impact on municipalities, which rely so heavily on property taxes to fund their operations.
Wharton School marketing professor Barbara Kahn shared her insight on the brand new partnership between Walmart and Google on Wharton Business Radio. Kahn was generally positive about the partnership, asserting that it was necessary for Walmart to acquire a tech platform to keep up with online competitors like Amazon.“People feel competing against Amazon is a very tough proposition, and I want to see competition there,” Kahn said. She was optimistic about the partnership, particularly because Walmart is committed to having a multitude of items available for voice shopping with Google Assistant. According to Kahn, “The firm that owns the shopping list is the firm that has a big advantage…In the future, as the home becomes more connected and people become more used to talking to Alexa or Siri in building their shopping lists, you really need to be in that game. It’s forward thinking.”Kahn debated with Mark A. Cohen, Director of Retail Studies at Columbia Business School, who favored a much less hopeful outcome for the partnership. “It is a positive step, but it’s a baby step that I would say doesn’t necessarily lead anywhere,” Cohen said, “The intersection of Walmart’s customer base and Google’s users is so small that this is likely to be insignificant.” Cohen also mentioned that Google Express in itself has yet to develop a sizable customer base, so may not be particularly useful in helping Walmart compete with online platforms.As far as increasing e-commerce sales, Walmart has been steadily improving its track record. In fact, the company posted a 60 percent growth in this area for the July-ending quarter. This trend is due to its recent purchases of online retailers like Jet.com.Though Kahn agreed with some of Cohen’s concerns about the partnership, she held that Walmart’s prices can compete with Amazon’s, and there are a considerable number of people who are shopping using platforms like Google Assistant. Last Updated Sep 7, 2017 by Jillian MarkowitzFacebookTwitterLinkedinemail regions: Philadelphia Wharton Professor Barbara Kahn Examines Walmart/Google Partnership About the AuthorJillian MarkowitzView more posts by Jillian Markowitz RelatedWharton Talks Marketing Lessons Learned from Payless Publicity StuntWhat would you do and what would you think if you paid hundreds of dollars for shoes that sell for less than $20? That’s the dilemma that faced a select group of social media influencers who were invited to a private launch party for Italian shoe designer Bruno Palessi. What…December 17, 2018In “Featured Home”Getting Paid: The Highest MBA Salaries in PhiladelphiaPhiladelphia: The City of Brotherly Love—or shove, depending on which out-of-town sports jersey you might be wearing out in public. Jokes aside, Philly’s rep as the “City That Bombed Itself” or a town Vice once described as “an entire population of high school dropouts unite[d] in their worship of a…August 1, 2017In “Featured Home”Best Business Schools for Marketing: Part IThis article originally appeared in its entirety on clearadmit.com The “four Ps” (product, price, place and promotion) and the “three Cs” (customers, competition and company) may not have become completely passé, but there’s some serious shifting taking place in the world of marketing. Companies must reach global audiences of consumers,…April 8, 2016In “Featured Home”
Tom Brant This story originally appeared on PCMag Voting systems across the U.S. were far more susceptible to Russian hacking efforts during last year’s presidential election than was previously known, according to evidence uncovered during the federal government’s investigation and a leaked classified intelligence report.A wave of attacks in the summer and fall of 2016 targeted and accessed a campaign finance database and software that poll workers were supposed to use on Election Day, Bloomberg reports, citing people with knowledge of the government’s investigation into the hacking. The FBI previously confirmed that hackers breached voter registration databases in Illinois and Arizona, but the investigation has since determined that voting systems in 39 states were compromised, according to Bloomberg. The Obama administration complained about the hacking to Russian officials via rarely used diplomatic channels, including a “red phone,” before ultimately sanctioning Russia in December for its involvement in the hacks.A classified report from the National Security Agency that The Intercept published last week provides some insight into the investigation. “Russian intelligence obtained and maintained access to elements of multiple U.S. state or local electoral boards,” the NSA wrote, although “the types of systems we observed Russian actors targeting or compromising are not involved in vote tallying.”Russian president Vladimir Putin has repeatedly denied the hacking accusations, although he recently appeared to suggest that Democratic presidential candidate Hillary Clinton may have prompted private Russian hackers to attempt to compromise the U.S. election of their own accord.”If they are patriotically minded, they start making their contributions — which are right, from their point of view — to the fight against those who say bad things about Russia,” Putin said of the hackers during a TV interview earlier this month. June 14, 2017 Russia’s U.S. Election Hacks Are Worse Than We Thought Fireside Chat | July 25: Three Surprising Ways to Build Your Brand Image credit: via PC Mag 2 min read News reporter Next Article Add to Queue Enroll Now for $5 Russian hackers compromised voting software in 39 states during the 2016 presidential election, far more than originally thought, according to Bloomberg. Russia Learn from renowned serial entrepreneur David Meltzer how to find your frequency in order to stand out from your competitors and build a brand that is authentic, lasting and impactful. –shares
Enroll Now for $5 Next Article –shares Add to Queue Entrepreneur Staff Learn from renowned serial entrepreneur David Meltzer how to find your frequency in order to stand out from your competitors and build a brand that is authentic, lasting and impactful. Image credit: Drew Angerer | Getty Images September 27, 2016 Politics Fireside Chat | July 25: Three Surprising Ways to Build Your Brand Entrepreneur Staff As Hillary Clinton and Donald Trump shook hands after 90-plus minutes of what was inarguably the most “interesting” presidential debate in modern history, we asked you to call who won it.Here are the results. Disagree? There’s still time to chime in.Related: 4 Ways to Motivate Employees to Achieve Phenomenal Results Every DayWho do you think won tonight? #Debates2016— Entrepreneur (@Entrepreneur) September 27, 2016 1 min read Who Won the Debate? Entrepreneur Readers Make the Call. As Hillary Clinton and Donald Trump shook hands after 90-plus minutes of what was inarguable the most ‘interesting’ presidential debate in modern history, we asked you to call who won it.
Cisco Explains the Benefits of Deploying AI and Machine Learning for IT and Business Ops PRNewswireJune 11, 2019, 4:53 pmJune 11, 2019 Cisco helps IT teams better understand network behavior and predict issues with new artificial intelligence and machine learning capabilities Cisco announces software innovations designed to make managing and securing networks easier. As today’s businesses increasingly invest in digital technologies, IT teams are struggling under the amplified workload. To alleviate this burden and allow IT to focus on delivering innovation, Cisco is introducing new artificial intelligence and machine learning capabilities to allow IT teams to function at machine speed and scale through personalized network insights. As part of its broadened capabilities offering, Cisco is also unveiling innovations to more effectively manage users and applications across the entire enterprise network – from campus networks and wide-area networks, to data centers and the IoT edge.IT teams currently face a daunting challenge. According to 451 Research, nearly two-thirds of organizations report that their IT teams are facing increased workloads; but increased IT headcount is in the cards for only about one-third of companies in the coming year. At the same time, it has never been more imperative for IT to deliver great digital experiences in this hyper-competitive landscape. Bridging the gap between the needs of a business and the resources available requires innovative network automation and analytics tools, powered by data and underpinned by artificial intelligence and machine learning.Cisco, as a leader in networking and security, collects one of the most well-informed, context-rich telemetry data sets in the IT industry. Now, Cisco is leveraging new software capabilities designed to utilize deidentified and aggregated data, which when combined with Cisco’s 35 years of institutional knowledge building the world’s networks, results in more intelligent solutions that allow IT teams to operate more effectively.Marketing Technology News: Forging MarTech with Big Data: Salesforce Eyes Tableau’s Big Data Expertise with $15.7 Billion DealThese new capabilities will grant IT teams:More Visibility: No two networks are the same. Environments are always changing. Cisco continuously collects relevant data from local networks and correlates it against the aggregate deidentified data set to create highly individualized network baselines. These baselines constantly learn and adapt as the number of devices, users and applications evolves, and as environments change.Greater Insights: Network complexity has grown beyond the human scale of processing. Cisco uses machine learning to correlate the immense amount of data coming from the network against the individualized network baselines to uncover the issues that will have the greatest impact on the network. This improves issue relevancy, alerting IT of the issues that matter most. It also discovers trends and patterns, so IT can pre-emptively identify issues before they become a problem.Guided Actions: Cisco uses machine reasoning algorithms and automated workflows to perform the logical troubleshooting steps that an engineer would execute to resolve a problem. This helps IT detect issues and vulnerabilities, analyze the root cause and execute corrective actions faster than ever.“As the pace of change and diversity of the environment continues to rapidly evolve, Cisco is committed to continually simplifying our solutions,” said Scott Harrell, Senior Vice President and General Manager of Cisco’s Enterprise Networking Business. “Artificial intelligence and machine learning can enable businesses to efficiently discern which issues to prioritize, becoming more nimble and proactive. This will have a profound effect on network operations and the IT teams that run them. At Cisco, we’re future proofing our networks and the workforce through automation and intelligence.”Marketing Technology News: Domo IoT Cloud Now Integrates with Zendesk Data Platform to Deliver Better Customer ServiceReducing Complexity with the Multidomain NetworkTo help customers simplify the unprecedented complexity of modern IT, Cisco is building an architecture that spans every domain of the intent-based network — campus, branch, WAN, IoT, data center and cloud. Cisco has created solutions optimized to meet the unique needs of each of these networking domains. Today, Cisco is introducing new integrations, so users have a secure, consistent experience no matter where, when or how they connect. The new integrations allow for end-to-end:Network segmentation: The integration of Cisco SD-Access with Cisco SD-WAN and Cisco Application Centric Infrastructure (ACI) makes it easier for IT teams to consistently authorize, onboard and segment users and devices across campus, branch, data center and cloud networks, even when users and applications change. Because of this segmentation, IT is able to safeguard against unauthorized access to sensitive data and critical applications.Application experience: Cisco now automatically conveys application requirements between the data center and the WAN, allowing the network to select the best path and prioritize traffic even if applications move or change. This allows IT teams to dynamically elevate application performance across the enterprise and branch.Pervasive security: As an industry leader in cybersecurity, Cisco is leveraging its security innovations across all domains. By extending the ability to detect threats in encrypted traffic across public clouds, and by protecting the campus, branch and WAN against threats, Cisco is providing the end-to-end security customers need.Cisco’s Ecosystem Drives InnovationAs the network becomes increasingly programmable, Cisco’s ecosystem of partners and developers has been crucial to drive innovation. To help organizations keep up with the relentless pace of change, Cisco DevNet, the company’s developer program, has introduced community-backed efforts to make adopting networking technology easy and accessible. This includes machine learning and artificial intelligence developer resources, which include use cases and resources to get started with new applications; the Cisco DevNet Automation Exchange, which contains a curated repository of code for all levels of network automation use cases; and the Cisco DNA Center Platform, which helps networking professionals and software developers alike to build new applications and integrations.Marketing Technology News: ATX Adds OTT Video Streaming Capabilities to Media Distribution SolutionAvailability, Licensing and ServicesCisco AI Network Analytics will be a standard part of Cisco DNA Assurance and will be available in the next version of Cisco DNA Center, generally available summer of 2019. Cisco AI Network Analytics capabilities will be included in the Cisco DNA Advantage software licensing tier.The multidomain network integrations will be available with the next version of Cisco DNA Center, generally available summer of 2019. These integrations will be included in the Cisco DNA Advantage software licensing tier.Cisco Customer Experience for Cisco DNA solutions accelerates deployment of next-gen intent-based networking solutions while reducing risk and disruption. The Cisco Customer Experience portfolio of services delivers expert guidance, best practices and innovative tools to help customers transition with greater ease and confidence. This also allows them to innovate faster, stay competitive, extract more value and realize faster ROI.Marketing Technology News: Smartsheet Announces General Availability of Smartsheet Gov at AWS Public Sector Summit AIAutomation ExchangeIoTmachine learningNews Previous ArticleBest Cities for Entrepreneurs: Small Business Trends Announces 2019 RankingsNext ArticleBenefitfocus June Software Release Unveils Tools and Functionality to Automate Benefits & Delivers Insights to Improve Consumers’ Lives Across Platform and Mobile App
IX Open Highlights: Index Exchange Drives New Programmatic Industry Leaps in Identity, Speed and Partner Value Globe NewswireJune 13, 2019, 2:40 pmJune 13, 2019 Keynote event highlighted by flurry of product announcements enhancing connections among trusted publishers, favored brands and global consumers on the trusted webIndex Exchange (IX), the world’s largest independent ad exchange, recently unveiled new and powerful innovations that foster real-time, personalized connections between brands and audiences at its IX Open event series. Headlining a range of product announcements, Index Exchange debuted its IX Library, comprised of the programmatic industry’s most powerful set of solutions for Identity and user experience on the trusted web. The company also detailed new features that enhance speed to deliver more value to both publishers and the brands that rely upon them for trusted content, bringing parity with the Walled Gardens and leveraging machine learning.Marketing Technology News: Vidyard Expands Offering to Bring Personalized Video App to Any Sales Professional, No Matter How They WorkIndex Exchange’s cornerstone product, the IX wrapper, was rebranded to the IX Library. The wrapper evolved from its beginnings as a revolution over the waterfall to a platform product with a robust ecosystem. In its next phase, it brings even more innovation, adaptation, and optimization for partners. There are three standalone versions of the IX Library, outlined below:Identity Library – IX is opening its expansive Identity products to all publishers, increasing the scope of Identity enriched inventory available on the trusted web. The Identity Library packages up Real-Time Identity (RTI) adapters in a simple installation, designed to operate seamlessly with a Publisher’s header bidding set up, agnostic to solutions already in place on the page.Wrapper Library – IX’s most popular product offering requires little integration work by publishers and also comes with the Identity Library. The managed service accesses IX’s team of experts to maximize header bidding configurations and is complemented by a fully functional user interface. It includes all adapters including IX RTI Adapters, and it automatically connects with Google Ad Manager (GAM).Custom Library – Custom Library is IX’s most versatile product, which allows publishers the ability to integrate RTI Adapters and Bidding Adapters within their own solutions on each page. It helps publishers customize a product offering that works for any use case and includes three modules: PostBid, Universal, and Manual. As with the Wrapper Library, the Custom Library also comes with the Identity Library.Other key product release announcements at the event series included:Adaptive Timeouts – By measuring device and network conditions, the Adaptive Timeout feature leverages machine learning via an algorithm that determines a custom, intelligent timeout for each individual user on each individual page view. This includes a time landscape, which is the time it takes from a bid request to a bid response for each participating bidder. By adaptively modifying timeouts, the feature ensures the maximum number of bids make it to the publisher, thereby increasing revenue, while improving user experience in each unique condition.RTI Integration with LiveIntent – IX announced its integration with LiveIntent via the RTI Framework. By adding LiveIntent’s robust identity graph driven by email, marketers gain more choice and can target key people-verified audiences tied to a validated and active email hash. The LiveIntent RTI adapter will be available for beta testing in the US only at this time.Matched Audiences – IX is extending the ability to support audience-based deals using people-based graphs, via its newly unveiled Matched Audiences product. Matched Audiences are buyer specific, CRM-based audience segments powered by the third party graphs. Any DSP with deal ID support can now transact on people-based audiences, empowering buyers to reach their most important customers across high quality publishers, in real-time. This product is currently in beta.Marketing Technology News: AdQuick.com Releases Campaign Genius, so Marketers can Plan and Optimize Out of Home (OOH) Advertising Campaigns in MinutesIX also previewed a variety of upcoming features:Publisher Sonar – Publisher Sonar is a new extension to the IX Library which unlocks people-based advertising in a world without third party cookies. By removing the barrier of transaction in cookie-less environments, Publisher Sonar will increase the breadth of inventory available to transact through Identity solutions, including LiveRamp’s Authenticated Traffic Solution, in the trusted web today. IX has a robust history in providing unique solutions to publishers at scale and are applying that same mentality to Publisher Sonar with an accountable, publisher-first design with no black boxes, fingerprinting or browser hacks. Publisher Sonar will be available in beta later this summer.Blackbird – With the introduction of Blackbird, IX is offering industry leading opt-out controls for consumers, via a simplified and persistent people-based opt out. Users can generate or upload a hash of their email address, which will be used to opt out the user from all people-based advertising. This opt out status will be federated to participating companies, with the goal of ensuring consumers are in control of how their data is used across all advertising experiences. Blackbird will be released in beta later this summer.“IX Open is always one of our most exciting weeks of the year because we get to share new products that will undoubtedly improve the programmatic ecosystem, while helping our partners achieve their goals more efficiently and effectively,” said Andrew Casale, President and CEO of Index Exchange. “With the consumer perception of ad tech on the decline largely driven by mainstream media attention, it’s imperative we put consumer trust at the forefront of any future solutions brought to market. The features we’ve launched do exactly this, and we look forward to putting the consumer first and pioneering a more trusted ecosystem on the road ahead.”This new evolution of Index Exchange’s Header Bidding and Identity technology is another step towards further democratizing digital advertising. IX hosted IX Open events in Orange County, London and Paris.Marketing Technology News: Nami ML Emerges from Stealth to Unveil the Future of Mobile App Subscriptions Andrew CasaleIndex ExchangeIX OpenMarketing TechnologyNewsProgrammatic Industry Previous ArticleIssuu Launches Adobe InDesign Extension with New Issuu Story CloudNext ArticleTripleLift and KPEX Announce Partnership
By Stuart MilneNov 1 2018Reviewed by Ben Stibbs-Eaton Instead, content should be written so it can be easily digested, clearly broken down into punchy paragraphs, and spotted with engaging images and data to keep the reader’s attention. Science equipment manufacturers can either make their web content from scratch, or they can simplify their existing white papers to make it more web appropriate. The latter option, being more economical and just as effective is a clever place to start.AZoInsight: Of the 85 million visitors who visit an AZoNetwork website on an annual basis, approximately 73% found a piece of our content using a search engine. AZoNetwork can help with this process. We are online marketing experts who regularly convert dry and dusty white papers into web-ready content that is made for a digital audience.The heavier white paper can then be made available for download to anyone who needs more information – a great opportunity for lead capture.Weaving a Narrative Narratives are the backbone of a story, and they can make the difference between good and bad content. While the content on the latest application of a spectrometer is never going to be the next Harry Potter, this doesn’t mean that the story must be told in a dry or uninteresting way.Before starting work on a piece of content a clear goal should be set. Reach your target audience with optimum quality content for their stage in the buyer’s journey. Once the attention of the reader (your potential customer) has been sufficiently grabbed and they have reached the bottom of the funnel it is time to introduce them to specific information on your product; at which point they are far more likely to be interested and follow up with a purchase.AZoTopTip: The content you present online should contain a mix of top, middle and bottom of the funnel information. If you can’t offer your readers a logical next step then you are probably missing a piece of content.Content marketing is a proven method of generating more interest and leads, with companies that produce online content being shown to generate 67% more leads than companies that don’t.3AZoNetwork are experts at content marketing to a scientific audience – let us help you take your potential customers on a journey that leads them straight to you.Start Your Free TrialReferences & Further Reading Smart Insights – Search volume per day The Content Marketing Institute – Data on search demographics BOLD – Attention span in the digital age Crazy Egg – Lead generation from B2B content marketing About AZoNetworkHaving worked in the Advanced Ceramics industry for over a decade in the 90’s, founder, Dr. Ian Birkby recognized that engineers, designers and scientists often required educating in the potential uses and applications of Advanced Materials before they could utilize them in their products and processes.This recognition of market demand and the emerging power of the internet led to the launch of our first site, AZoM.com – The A to Z of Materials in 2000.Although the business has grown significantly to include a range of science, technology, medical and life science platforms, it has always stayed true to its principal aim: We love telling science, technology and medical stories to people who can make a difference. Everything else follows from that. Image Credit: Rawpixel.com/Shutterstock.comThe Internet is the greatest source of information in human history. More than 3.5 billion searches are made on Google every day; and this is just one search engine.1 Whenever someone needs to quickly find information, the Internet is the first place they turn to, whether they are a domestic user, a scientist, or an engineer.The Internet is a goldmine for scientists. Trawling through academic libraries to find a useful journal has been replaced by a quick search on Google, and many research communities have moved online as a result. With close to 50% of the population between 18 and 49 years old using the Internet as their primary source of information,2 and an already established online science community, its important that scientific equipment manufacturers have easily found and easily digested content online.The rise of the Internet has revolutionized both the way people find content and the way they consume it. In addition, the attention span of humans in the digital age has decreased;3 meaning lengthy technical documents don’t stand a chance.Telling Science Stories Online These are all questions that should be answered in the text.Weaving these elements together around a core application story, where your system is used to solve a problem or provide better data, is a guaranteed way to develop interest.Content should aim to target pain spots in scientist’s research routines and show them that life could be easier were they to use your system – This is a far more effective way of demonstrating the value of your equipment than a difficult to read journal paper or the bullet-pointed lists of product features frequently seen on product data sheets.Taking Readers on a Journey The theory behind online marketing often refers to the sales funnel. The Sales funnel first engages the reader by offering a broad solution to their problem before funneling them to information on a specific solution, i.e. your equipment.Your articles should aim to guide your readers through this process. Your article content should capture readers at the top of the funnel by providing the solution to a common problem (e.g. how can NMR be used to image brain structure) before guiding them further down the funnel to content which is specific to their research (e.g. using NMR to image brain damage). Today we tell these stories across all digital platforms to a monthly addressable audience in excess of 5 million unique individuals.Our customers come from all scientific, technological and medical sectors. Our extensive web footprint and subscriber base allows us to display a measurable return on investment to billion dollar multi-nationals and SME start-ups.From Content Creation, through targeted distribution to closing the loop with the unique AZoIntel Content Performance analytics platform, AZoNetwork now provides a highly effective Science Marketing Platform based on its own unique Marketing Science. What is the target application? How will your system make researchers life easier? What system features will researchers love the most?
Reviewed by Kate Anderton, B.Sc. (Editor)Jan 30 2019Boston University’s Oral Health Sciences (OHS) master’s program is a successful credential-enhancing program for dental school applicants, while also serving as a pipeline to increase the number of qualified applicants from underrepresented minority (URM) groups.There are a variety of academic enrichment programs for medical school applicants however, development of pre-dental enrichment programs has lagged behind. In 2005, BU’s Goldman School of Dental Medicine (GSDM), in collaboration with Boston University School of Medicine’s (BUSM) Graduate Medical Sciences, introduced the OHS pipeline program to enhance the academic preparedness of students from URM groups for dental school admission.Related StoriesLiving with advanced breast cancerAge-related risk of Alzheimer’s explained at the molecular levelIt is okay for women with lupus to get pregnant with proper care, says new studyIn order to evaluate the OHS program’s success, acceptance to dental school and performance at GSDM in the first and second years among URM students was measured from 2005-15 and compared to non-URM OHS graduates and non-OHS dental students. A total of 55 URM students completed the OHS program during this period, with 49 successfully matriculating to a dental school in the U.S. and 33 attending GSDM.The researchers also found the average OHS GPA was higher for those URM students accepted to dental school than for those who did not gain admission (3.36 vs. 2.94). Evaluation of the academic performance of URM OHS students in the first year and second year at GSDM showed that these students performed as well as the non-OHS and non-URM OHS students.”These results demonstrate that the OHS master’s program has been successful in its mission of increasing the number of qualified applicants from groups historically underrepresented in the dental profession. It is one of our strongest master’s program helping to fulfill our mission of promoting diversity, equity and inclusion,” said corresponding author Theresa A. Davies, PhD, director of the Oral Health Sciences program at BUSM.”The collaboration between OHS and GSDM prepares its graduates to practice as expanded healthcare providers, integrating the concepts of dentistry, medicine and public health. The academic foundation established by OHS Masters’ Program positions our students for personal and professional success,” added co-author Larry Dunham, DMD, director of Diversity at GSDM.Although pipeline programs have positively impacted the number of URM enrollees in dental school, a low number of URM dental students and practitioners still exists. “Attempts to diversify faculty along with effective recruitment and retention strategies for URM students must continue.” Source:https://www.bmc.org/
Ratings, ride assignments and other aspects of Uber’s ride-sharing computer platform in some ways subtly serve as the manager for the company’s drivers, according to an international team of researchers. Provided by Pennsylvania State University Egypt court suspends ban on Uber and Careem Citation: Ride-sharing platforms may be taking the place of managers in the gig economy (2018, April 24) retrieved 18 July 2019 from https://phys.org/news/2018-04-ride-sharing-platforms-gig-economy.html Explore further This document is subject to copyright. Apart from any fair dealing for the purpose of private study or research, no part may be reproduced without the written permission. The content is provided for information purposes only. In a study of Uber drivers’ discussions, the researchers said that the ride-sharing company’s platform seems to perform similar roles to human managers. However, the drivers have little ability to voice grievances, pitch ideas to work better with customers, or influence policy changes as they might with a human manager, said Benjamin Hanrahan, assistant professor of information sciences and technology.”There has been some work on algorithms as managers and how people interact with algorithmic management, but this looks more deeply at how the platform embodies the management philosophy and how you can judge the ethical nature of that management philosophy,” said Hanrahan.According to the researchers, Uber’s platform primarily addresses the needs of people who are looking for a ride, which may mean that drivers’ concerns do not have equal weight.”All of Uber’s different management decisions are embodied in the platform as the company’s platform is actually doing the management,” said Hanrahan. “When we looked at it, Uber’s platform seems to focus on one user—the person who wants a ride—somewhat at the expense of the drivers.”Most Uber drivers indicated they joined the ride-share service because of the autonomy it offered. However, the platform reinforces the idea that the job is a blur between employee and independent contractor, said Hanrahan.”Uber—at least legally—views drivers as independent from the company,” said Hanrahan. “But if you look at the way the platform relates to the drivers, they are treated as employees, in some ways, and as contractors in others. The drivers, who identify as independent, tend to chafe when they perceive the platform is trying to manage them.”For example, if drivers are independent, they should have more say in who they choose as riders, but the platform does not allow drivers to make those choices, Hanrahan added.The researchers, who present their findings at the CHI Conference today (April 24) in Montreal, studied posts on an active Uber internet forum, which is independent from the company. The site has 93,000 active members and 150,000 discussions. They focused mainly on the most relevant posts in the advice, complaints and technology sections from January 2014 to April 2017.”What we were really looking at is what were these drivers dealing with—what did they like about driving, what did they not like about driving, and what role did the platform have in this,” said Hanrahan.The researchers framed their study in stakeholder theory, a management ethics concept that suggests that a company’s managers should make decisions based on the considerations of all parties, including workers, rather than just basing their initiatives exclusively on stockholders.In the future, the researchers will study using interfaces to improve the relationship between the driver and rider, said Ning F. Ma, doctoral student in information sciences and technology, who worked with Hanrahan.”We want to present the driver, not just as a driver, but as a person with the back stories of the area and present them as someone who is a local expert,” said Ma. “The drivers could recommend places to riders through the interface, for example. We’re thinking of installing a tablet in the dashboard of the vehicle as one possible interface for this.”Hanrahan said this is a step toward making the driver more integral in Uber’s stakeholder structure.”This is one of the grander directions we’re taking,” said Hanrahan. “How can you make the stakeholder structure simpler and make it more driver- and rider-run?”
Credit: IBM Provided by IBM Mental health and neurological disorders are a growing epidemic. In the U.S., nearly one in every five people has a mental health condition. Prediction of psychotic onset with AI language analysis Citation: Evolving speech and AI as the window into mental health (2018, November 9) retrieved 17 July 2019 from https://phys.org/news/2018-11-evolving-speech-ai-window-mental.html This story is republished courtesy of IBM Research. Read the original story here. Explore further Yet there is a growing shortage of mental health professionals to adequately treat this need. By 2025, it’s estimated that demand for psychiatrists may outstrip supply by up to 15,600 psychiatrists. To help clinicians with limited resources support the growing number of patients who seek treatment, the research field of Computational Psychiatry applies data and metrics-driven approaches to psychiatry to study thought, emotion, and behavior.In January 2017, IBM made the bold statement that within five years, health professionals could apply AI to better understand how words and speech paint a clear window into our mental health. Almost two years later, we’re already seeing promising early results. Since then, the work and research we’ve done has solidified our position: individualized data—from speech to word choice to written text and physiological indicators—coupled with AI could be the key to helping health professionals better understand our own minds.Over the past year, teams from IBM Research have collaborated with clinicians to publish the following research in this space, all of which demonstrates the potential of AI and speech to help inform professionals and help them paint a more detailed picture of what’s happening within our minds.We’ve made progress in building AI algorithms to help inform clinicians about users’ mental state based on the structural complexity of their sentences, which can point to patterns of cognitive impairment.We have also proven that AI and machine learning can be used to help clinicians identify critical language patterns that determine, with 95 percent accuracy, speech samples which traditionally correspond to schizophrenic patients vs. those that correspond to individuals deemed more likely to experience psychosis by health professionals or healthy controls. Specifically, changes in discourse coherence (the way meaning is established between sentences) as well as discourse richness (the context added around words) can prominently indicate schizophrenia.We have developed a way to use machine learning to quickly automate the analysis of verbal speech and alert clinicians, with more than 83 percent accuracy, of the possibility of a psychotic episodes within cohorts that have been identified as more likely to experience psychosis, regardless of the diagnostic protocol. This could prove vital to helping professionals to predict psychosis before symptoms start to show, as subtle changes in language could point to it even before its full onset.We envision a future where these technologies can be put into the hands of mental health professionals and ultimately enable them to do their jobs more intelligently, with greater confidence, and with the ability to effectively treat a growing volume of patients with the right data at their fingertips.While this is great progress, this is still just the tip of the iceberg. We’re continuing to refine and build out these techniques further, and expand their use to help clinicians get an even broader view of what could be happening within an individual’s brain when it comes to mental health and neurological disorders. Hopefully, health professionals will soon be able to frequently use speech to tap into the power of AI and make more informed diagnoses. More information: 2015 Report: Substance Abuse and Mental Health Services Administration: www.samhsa.gov/data/sites/defa … /NSDUH-FFR1-2015.pdfNational Council for Behavioral Health: www.thenationalcouncil.org/wp- … ational-Council-.pdf This document is subject to copyright. Apart from any fair dealing for the purpose of private study or research, no part may be reproduced without the written permission. The content is provided for information purposes only.
This March 19, 2018 file photo shows Amazon’s Prime Video streaming app on an iPad in Baltimore. There are more TV streaming services than ever before and more people are opting to drop cable in favor of streaming services. But monthly subscriptions can add up fast. A little research on which services are best for you can help save big bucks. (AP Photo/Patrick Semansky, File) Classic movies can be difficult to find streaming. Movie fans suffered a loss when AT&T, which bought Time Warner last year, decided to discontinue FilmStruck, a streaming service that was a collaboration between Turner Classic Movies and the Criterion Collection. But a similar service called The Criterion Channel that offers 1,000 classic and contemporary films is stepping up to fill the void. It costs $11 a month or $99 for a year.Other movie-centric streaming services include Fandor ($6 per month or $50 per year) or Mubi ($11 per month). Both offer a curated selection of movies.Those on a budget can try Kanopy, a streaming service that works with public libraries and universities to offer library card holders streaming movies for free. © 2019 The Associated Press. All rights reserved. This June 24, 2015, file photo shows the Hulu Apple TV app icon in South Orange, N.J. There are more TV streaming services than ever before and more people are opting to drop cable in favor of streaming services. But monthly subscriptions can add up fast. A little research on which services are best for you can help save big bucks.(AP Photo/Dan Goodman, File) FOR SPORTS FANSSports fans do have streaming options, but they cost more since sports must be watched live. Basic live TV options are cheaper but may not include sports channels. Which service you choose depends on which sport or which team you want to watch.There are a variety of live TV streaming services that offer a wide range of sports, but they’ve recently been raising their prices . Fubo TV offers more than 85 channels including ones that broadcast football, baseball, soccer and other sports. It costs $45 for the first month, then $55 a month after that. DirecTV Now costs $50 a month for the cheapest tier. Sling TV costs $25 to $40 a month. Hulu raised the price for its live-TV service in February, by $5, to $45. Sony’s PlayStation Vue costs $45 to $80 a month. Google’s YouTube TV is increasing its monthly fee to $50. It launched at $35 and has raised prices as it added more channels. Most of the live TV services offer the major sports channels such as Fox Sports and NBC Sports Network, as well as games broadcast on network TV. But ESPN, for example, is on Hulu Live and YouTube TV but not Fubo TV, so fans of a specific team or sport should examine the channel listings for each service.There’s no budget offering for watching high profile sporting events. But Disney’s ESPN Plus costs $5 a month or $50 for the year. It offers some live games, including some hockey, soccer and baseball games, as well as content about sports like ESPN’s “30 for 30″ documentary series. But you can’t watch most major league sports games on the service.MIX AND MATCHIf you’re a sports fan who also loves movies and has a family, you’ll have to mix and match services while trying to stay within your budget. It is still possible to stay below the monthly cost of cable, says the NFCC’s McClary.”The acceptable threshold for spending is up to each household, but most ‘live’ and ‘on demand’ streaming services would be on the low end of the scale compared to traditional cable packages,” he said. “One good measuring stick is to compare the monthly rate to your monthly content consumption patterns and what it would cost if you paid movie rental rates each time you watch a program.” Explore further With more TV streaming services than ever before, from newcomers like Disney Plus to stalwarts like Netflix, consumers may feel the ideal viewing experience is finally at hand. Disney closes $71B deal for Fox entertainment assets For some kids, there may be no substitute for watching Disney’s “Frozen” over and over again. But other services that families might already subscribe to have a lot of family-friendly programming too. Amazon Prime ($119 per year or $13 per month for Prime loyalty program membership; Prime Video alone costs $9 a month), Hulu ($6 to $12 per month), and Netflix ($9 to $16 per month) all offer kids programming.Another choice for parents: HBO Now ($15 a month) is the home for the classic kids TV show “Sesame Street.” And for spendthrifts, YouTube’s free Kids channel offers an endless stream of kid-friendly fare, although quality varies widely.FOR MOVIE BUFFSMovie fans will soon have to work a bit harder to find movies to stream. As Disney, Fox, Universal and Warner Brothers and others offer their own streaming services, they will all eventually pull their content from Netflix. But niche services are there to fill the void. Americans have, on average, three streaming video subscription services, according to a recent study of digital media trends by Deloitte. While some have dropped cable and its average bill of around $100 a month altogether, about 43% have both pay TV and streaming subscriptions.Yet patching together a variety of services to get just what one wants isn’t always seamless. Families and individuals can still find themselves with service that doesn’t perfectly suit their viewing habits. And those monthly subscriptions can add up fast.”It doesn’t make sense to pay for a bunch of content you have no interest in watching,” said Bruce McClary, vice president of marketing for the National Foundation for Credit Counseling. “Finding a service that lets you scale your channel lineup based on your interests can also help you avoid paying for things you don’t need.”A little research on which services are best for you can help save big bucks.FOR FAMILIESDisney is making the biggest play for family viewership. The owner of Disney Channel, the Star Wars franchise and most recently Fox’s entertainment business is betting its mix of family-friendly franchises and beloved animated classics, along with original programming, will make the Disney Plus service irresistible to families, even if they already subscribe to other services. The service, launching Nov. 12, will cost $7 a month initially. This March 19, 2018, file photo shows the Netflix app on an iPad in Baltimore. There are more TV streaming services than ever before and more people are opting to drop cable in favor of streaming services. But monthly subscriptions can add up fast. A little research on which services are best for you can help save big bucks. (AP Photo/Patrick Semansky, File) Citation: How not to break the bank on streaming services (2019, April 12) retrieved 17 July 2019 from https://phys.org/news/2019-04-bank-streaming.html This document is subject to copyright. Apart from any fair dealing for the purpose of private study or research, no part may be reproduced without the written permission. The content is provided for information purposes only.
This document is subject to copyright. Apart from any fair dealing for the purpose of private study or research, no part may be reproduced without the written permission. The content is provided for information purposes only. US preparing antitrust probe of Google: report Explore further The US administration is stepping up scrutiny of Big Tech firms, which could result in a series of drawn-out legal battles aimed at reining in—and potentially breaking up—giants such as Google, Amazon and Facebook. The Department of Justice and Federal Trade Commission have carved out territory for the investigations to set the stage for reviews of the dominance of the largest of the Silicon Valley firms, media reports said.According to the Wall Street Journal, the Justice Department will lead the Google probe, leaving the FTC to review the competition practices of Amazon and Facebook.Separately, the House Judiciary Committee announced its own investigation into “competition in digital markets,” saying: “A small number of dominant, unregulated platforms have extraordinary power over commerce, communication, and information online.”The moves comes amid a rising “techlash” stemming from privacy and data protection lapses at tech firms, and growing concerns about the sheer dominance of these firms. Politicians on both sides of the political aisle have been stepping up criticism, and some presidential candidates have called for the biggest firms to be broken up.Analysts say the political winds have shifted against Silicon Valley firms, which had been among the most admired US companies, following revelations on how much personal data they are scooping up.”Google knows just about everything there is to know about us,” said Jack Gold, analyst at the consultancy J. Gold Associates.Gold said Google and Facebook, the dominant players in online advertising, have developed sophisticated tools to gather data on users.”It gives them a leg up,” Gold said. “They can target ads much better than anyone else. The question is whether there is anybody who can compete with them.”Sound and furyBut some legal scholars say antitrust enforcers will face an uphill battle in taking on Big Tech. Under most legal interpretations, the government will need to show tech firms abused their monopoly position and harmed consumers—a difficult task with respect to Google and Facebook, which offer most services for free.”I see this as a lot of sound and fury, signifying nothing,” said Larry Downes, project director at Georgetown University’s Center for Business and Public Policy. “The law hasn’t changed. You can’t just go after companies because you don’t like them.”Downes said probes are unlikely to find that tech firms have violated the “consumer welfare standard,” which has guided policy for more than four decades.But the rise of Big Tech has prompted a rethinking of that standard, said Maurice Stucke, a former Justice Department lawyer now on the law school faculty of the University of Tennessee.”The consumer welfare standard is not the law,” Stucke said, arguing that there is no need to show higher prices if tech firms stifle competition.EU roadmap?Stucke said European antitrust actions against Google have created a “road map” for US officials that may help accelerate their probes.”All of the areas the Europeans identified could be brought by the US,” he said.Stucke noted that US antitrust enforcers have an advantage over their EU counterparts with the ability to require “structural” remedies, or a break-up of dominant firms as was done in the 1980s with telecom monopoly AT&T and in the initial ruling against Microsoft, which was overturned on appeal.But US and EU law are vastly different on antitrust, according to Eric Goldman, director of the High-Tech Law Institute at Santa Clara University.”European law cares about competitors while US law cares about competition, and that makes a huge difference,” he said. Rutgers University law professor Michael Carrier agreed that a case against Google could be challenging: “I’m not sure if the consumer has been harmed, so an antitrust case could be harder than it seems.”‘It looks very fishy’Christopher Sagers, a professor of antitrust at the Cleveland-Marshall College of Law, said there may be legitimate grounds to review Google for favoring its own services, but that courts may be cautious.Additionally, he said President Donald Trump’s complaints about tech bias against conservatives have muddied the waters.”It could be the Trump administration is trying to appease a conservative base which believes Silicon Valley tech firms are censoring political speech,” Sagers said.Sagers said that despite tough talk by some officials, the Trump administration has been noticeably lax on other, less politically sensitive antitrust cases.”It looks very fishy,” Sagers said. “If you’re bringing the biggest set of antitrust cases since the Great Depression, why are you letting all these other mergers go through?”Sagers said court-ordered breakups are extremely rare, and that a more likely outcome would be an injunction or order to stop stifling competition.But any remedy against Google would likely be complicated if it involved oversight of its search algorithm, according to Sagers, because it would likely mean a government-appointed monitor—a difficult sell to free-speech defenders.”People would say it’s big government,” Sagers said. “And a court might be quite sympathetic to that argument.” © 2019 AFP Citation: US gears up for antitrust battles with Big Tech (2019, June 4) retrieved 17 July 2019 from https://phys.org/news/2019-06-gears-antitrust-big-tech.html Credit: CC0 Public Domain